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1854HB Ketchum Dr, Inwood, WV, 25428

5beds
3baths
2,540sqft
$417,990
$165price/sqft
$2,704/moest. monthly cost
$108,160/yrincome needed

About This Home

To‑be‑built Hazel plan at the Oak Leaf Meadows community! The Hazel offers 2,540 finished square feet of thoughtfully designed living space. This impressive 5–6 bedroom, 3 full bath single‑family home with a 2‑car garage blends flexibility, comfort, and modern style. The main level features a spacious great room that opens to a gourmet kitchen complete with an island overlooking the dining area—perfect for entertaining and everyday living. Just off the garage, a main‑level bedroom and full bath provide privacy and convenience. A versatile flex room at the front of the home can be customized as a formal dining room, home office, or playroom. Upstairs, three secondary bedrooms, each with a walk‑in closet, share a hall bath and open to a second‑floor loft, offering additional space for relaxing or entertaining. The luxurious owner’s suite is a true retreat, featuring a dual‑vanity bath and two walk‑in closets. The unfinished basement offers abundant storage and endless potential for future living space. Oak Leaf Meadows is ideally located in the Musselman School District, just 5 minutes to I‑81, 15 minutes to Martinsburg, and 20 minutes to Winchester. Closing assistance available with use of the seller’s preferred lender. Lot premiums may apply. Other floorplans and homesites available. Photos are representative. Visit the model home at 186 Inola Court, Inwood, WV 25428, and experience The Hazel today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
Musselman Middle SchoolGrades 6-82.8 mi
8/10
Musselman High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Combination

Other

  • Builder model: HAZEL BASEMENT
  • Builder name: RYAN HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Cooktop,Energy Efficient Appliances,Oven/Range - Electric,Electric Water Heater
  • Laundry features: Upper Level,Laundry Room

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Partial,Full,Improved,Concrete,Space For Rooms,Sump Pump,Unfinished

Bathroom1

  • Level: Main

Bathroom3

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Open Floorplan,Walk-In Closet(s),Entry Level Bedroom,Kitchen Island,Kitchen - Table Space,Primary Bath(s),Pantry
  • Finished area above ground: 2,540

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 2,540
  • Total interior livable area: 2,540 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Loft

  • Level: Upper

Office

  • Level: Main

Other

  • Level: Main

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 10,000 sqft
  • Features: Front Yard,Level,Rear Yard

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,113$25,356
Home Insurance *$144$1,728
Property Taxes $184$2,208
Electricity $263$3,157
Total$2,704$32,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,708/yr
40% on housing$81,120/yr
45% on housing$72,106/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 25428$159
Berkeley County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 25428$192
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-07Listed for sale$417,990

New Construction

AgentErica Stevenson
BrokerageNVR, INC.

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