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420 N Main A & B St, Mount Pleasant, MI, 48858

3beds
2baths
1,110sqft
$162,500
$146price/sqft
$1,268/moest. monthly cost
$50,720/yrincome needed

About This Home

“Looking for a starter home or investment opportunity in Mount Pleasant? This versatile 2-unit property offers both! Ideally located across from Island Park, you’ll enjoy easy access to a playground, scenic walking paths, and a convenient walk to downtown—featuring local coffee shops, restaurants, and the Greentree area. The lower level features 2 bedrooms, 1 bathroom, and access to the basement, while the upper unit offers 1 bedroom, 1 bathroom, a spacious living room, and a kitchenette—perfect for rental income or multi-generational living. Recent updates include newer electrical and fixtures, with the roof and furnace approximately 8 years old. Whether you're looking to invest or owner-occupy, this property is full of potential. Call today to schedule your private showing!”

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

--
Ganiard SchoolGrades PK-20.7 mi
7/10
8/10

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer
  • Laundry features: First Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Features: No

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,110
  • Total interior livable area: 1,110 sqft

Kitchen

  • Features: Breakfast Nook/Room

Property

Details

  • Parcel number: 170000002700
  • Zoning description: Residential
  • Special condition: Private

Features

  • Patio & porch: Porch
  • Exterior features: Street Lights
  • Frontage length: 60

Lot

  • Lot size: 4,791 sqft
  • Features: Sidewalks,Main Street
  • Lot size dimensions: 60 x 80

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Basement
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Isabella County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $821$9,852
Home Insurance *$101$1,212
Property Taxes $158$1,896
Electricity $188$2,259
Total$1,268$15,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,474/yr
40% on housing$38,040/yr
45% on housing$33,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 48858$122
Isabella County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 48858$132
Isabella County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$152,500
2026-07-08Listed for sale$162,500
2026-06-30Pending sale$162,500
2026-06-22Price change$162,500
2026-06-08Listed for sale$169,900

For Sale by Agent

AgentTheresa Guthrie
BrokerageRE/MAX of Midland

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