198 County Road 620d, Isabella, MO, 65676
About This Home
Discover peaceful Ozark living in this cozy cabin just minutes from Bull Shoals Lake. This inviting home offers a functional main-level layout plus a full walkout basement used as a bedroom with a lake view, providing extra living space and a serene place to unwind. Large windows bring in natural light and frame the surrounding landscape. The property offers room to garden, relax, and enjoy the quiet country setting and abundant wildlife. With easy access to marinas, fishing, boating, and scenic outdoor recreation, this home is ideal for full-time living, a weekend retreat, or an investment opportunity. Enjoy small-town charm with the beauty of the Ozarks right outside your door.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Materials
- Construction materials: Wood Siding,Log
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Lake Home
Interior
Appliances
- Appliances included: Refrigerator,Electric Range
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 159.3
Features
- Number of fireplaces: 1
- Fireplace features: One,Free Standing,Living Room,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Baseboard,Wood Stove
- Cooling features: Electric,Wall/Window Unit(s)
Interior Area
- Total structure area: 1,536
- Total interior livable area: 1,536 sqft
Kitchen
- Level: Main
- Area: 169.1
Living Room
- Level: Main
- Area: 259.2
Master Bedroom
- Level: Lower
- Area: 665.21
Property
Details
- Parcel number: 170.827000000005.004
Features
- Waterbody name: Bull Shoals Lake
- Living area range: 1401-1600
Lot
- Lot size: 2 Acres
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Ice Storm
- Strong Wind
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Earthquake
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $139 | $1,668 |
| Property Taxes | $89 | $1,068 |
| Electricity | $141 | $1,693 |
| Total | $1,633 | $19,596 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $250,000 |
For Sale by Agent
View on Zillow