940 Dalton St, Albany, KY, 42602
About This Home
Attention! Looking for the perfect property with endless possibilities? Don't miss this rare opportunity to own a gorgeous tract of land ready for your dream home, along with a charming fully furnished 1-bedroom guest house! The beautiful acreage offers a private setting with the potential to remain as one estate or be divided into 5 stunning building lots. Conveniently located just minutes from Dale Hollow Lake and Lake Cumberland, this property combines peaceful country living with easy access to some of the area's best outdoor recreation. The fully furnished 1-bedroom home is ideal for newlyweds, first-time homeowners, overnight guests, or temporary living while you build. It includes beautiful hardwood floors, a brand-new washer and dryer, an Ashley sectional couch, and a dining room table with chairs. Situated on approximately 1 acre, with the possibility of purchasing additional acreage, this home offers both comfort and flexibility. Located just 2 minutes from town, 15 minutes from the crystal-clear waters of Dale Hollow Lake, and 25 minutes from Lake Cumberland, this unique property presents unlimited potential for homeowners, investors, or developers alike. Offers on the land may be accepted contingent upon the sale of the guest home. Schedule your showing today! Call 270-433-1127 for more information.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential Farm
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Dryer,Washer,Electric Water Heater
- Laundry features: Closet
Basement
- Basement: None
Bathroom
- Features: Separate Shower
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- None,Walls (Dry Wall),Kitchen/Dining Combo
- Flooring: Hardwood
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,998
- Total interior livable area: 1,998 sqft
Kitchen
- Features: Pantry
Master Bedroom
- Level: Upper
Property
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Exterior features: None
- Fencing: None
Lot
- Lot size: 5.95 Acres
- Features: County
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,208 | $14,496 |
| Home Insurance * | $231 | $2,772 |
| Property Taxes | $83 | $996 |
| Electricity | $157 | $1,893 |
| Total | $1,679 | $20,148 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $239,000 |
View on Zillow