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962 SW Richmond Cir SW, Palm Bay, FL, 32908

4beds
2baths
2,104sqft
$350,990
$167price/sqft
$2,356/moest. monthly cost
$94,240/yrincome needed

About This Home

READY NOW!! NEW HOME - MOVE IN READY! The KING model has 4 bedrooms, 2 baths and 2 car garage. At the front of the home, you'll find a versatile bedroom that can easily be transformed into a den or office to suit your needs. The living room and dining area seamlessly flow together, creating a great sense of openness. Continuing into the kitchen, you'll be delighted by the abundance of counter space and cabinets. The kitchen also features a convenient breakfast bar, perfect for casual dining or socializing. Other bedrooms are situated on one side of the home, providing a dedicated space for rest and relaxation. The owner suite, located at the back of the home, boasts a spacious walk-in closet and an inviting bathroom. The laundry room is conveniently located within the home and connects directly to the two-car garage, offering ease and convenience in daily routines Floor Tile in main areas, carpeted bedrooms & quartz countertops.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
Southwest Middle SchoolGrades 7-82.4 mi
3/10
Bayside High SchoolGrades 9-121.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 12.00 x 13.00

Bedroom3

  • Level: Main
  • Area: 143
  • Dimensions: 11.00 x 13.00

Bedroom4

  • Level: Main
  • Area: 121
  • Dimensions: 11.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 11.00 x 10.00

Family Room

  • Level: Main
  • Area: 240
  • Dimensions: 16.00 x 15.00

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,707
  • Total interior livable area: 2,104 sqft

Master Bedroom

  • Level: Main
  • Area: 255
  • Dimensions: 15.00 x 17.00

Other

  • Level: Main
  • Area: 160
  • Dimensions: 16.00 x 10.00

Other

  • Level: Main
  • Area: 400
  • Dimensions: 20.00 x 20.00

Property

Details

  • Parcel number: 2936132500000.00055.00
  • Special condition: Standard

Features

  • Patio & porch: Covered,Rear Porch

Lot

  • Lot size: 6,098 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,774$21,288
Home Insurance *$173$2,076
Property Taxes $198$2,376
Electricity $211$2,540
Total$2,356$28,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,777/yr
40% on housing$70,680/yr
45% on housing$62,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 32908$173
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32908$185
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$339,990
2026-06-08Listed for sale$350,990

New Construction

AgentTrish Lohela
BrokerageHoliday Builders Gulf Coast

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