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4636 Shore Dr, Ashville, AL, 35953

1beds
1baths
576sqft
$199,900
$347price/sqft
$1,449/moest. monthly cost
$57,960/yrincome needed

About This Home

Waterfront!! Tiny Home! One bedroom with kitchen and living room with covered front deck overlooking the lake! Covered dock area with swing and your own private boat launch! This home comes fully equipped including furniture and washer and dryer. Fully equipped kitchen including dishes. TV. This tiny home was built in 2024 and is in great shape! Come take a look at your weekend getaway or your full time living in a tiny home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Ashville Middle SchoolGrades 5-83.0 mi
6/10
Ashville High SchoolGrades 9-122.9 mi
9/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Vinyl Siding,Wood Siding,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Other,Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Recessed Lighting,Separate Shower
  • Flooring: Laminate
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 576

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 576 sqft

Kitchen

  • Features: Butcher Block

Property

Details

  • Parcel number: 1202034015008.000
  • Special condition: N/A,As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Open (PATIO),Patio,Porch,Covered (DECK),Open (DECK),Deck
  • Exterior features: Dock
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Pinedale Shores
  • Frontage length: 50

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: Boat,Driveway,Parking (MLVL),Off Street,Unassigned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$153$1,836
Property Taxes $46$552
Electricity $240$2,881
Total$1,449$17,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,680/yr
40% on housing$43,470/yr
45% on housing$38,640/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 35953$230
St. Clair County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 35953$135
St. Clair County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$199,900

For Sale by Agent

AgentKirk Mabeus
BrokerageKell Realty

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