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64-66 Ganong Dr, Saranac, NY, 12981

7beds
4baths
3,430sqft
$449,000
$131price/sqft
$3,669/moest. monthly cost
$146,760/yrincome needed

About This Home

Discover a unique opportunity to own a historic 1880 farmhouse situated on 115.8 acres in Saranac. The spacious main residence offers 5 bedrooms and 2 baths, blending timeless character with generous living space. A standout feature of the property is the indoor pool, providing year-round enjoyment and recreation. The property also includes a barn and established trails throughout the acreage, offering plenty of opportunities for outdoor activities and exploration. Adding flexibility and value is a separate 2-bedroom, 1-bath apartment, ideal for guests, extended family, or potential rental income. With abundant space, versatile amenities, and endless possibilities, this exceptional property offers a rare combination of privacy, recreation, and income potential. Schedule your showing today!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
Saranac Elementary SchoolGrades PK-50.7 mi
4/10
Saranac Middle SchoolGrades 6-80.9 mi
6/10
Saranac High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Freezer,Microwave,Range,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet,Main Level,Multiple Locations,Sink,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished,Walk-Out Access

Bathroom

  • Level: First
  • Area: 84.8
  • Dimensions: 10.6 x 8

Bathroom

  • Level: Second
  • Area: 56
  • Dimensions: 8 x 7

Bathroom

  • Level: Second
  • Area: 114
  • Dimensions: 12 x 9.5

Bedroom1

  • Level: Second
  • Area: 90
  • Dimensions: 10 x 9

Bedroom2

  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Bedroom2

  • Level: Second
  • Area: 135
  • Dimensions: 15 x 9

Bedroom2

  • Level: Second
  • Area: 105
  • Dimensions: 10 x 10.5

Bedroom3

  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Bedroom3

  • Level: Second
  • Area: 135
  • Dimensions: 15 x 9

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 119
  • Dimensions: 7 x 17

Family Room

  • Level: First
  • Area: 225
  • Dimensions: 15 x 15

Features

  • Pantry
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Linoleum,Luxury Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 3,430

Heating

  • Heating features: Baseboard,Natural Gas,Wood Stove,Zoned

Interior Area

  • Total structure area: 3,430
  • Total interior livable area: 3,430 sqft

Kitchen

  • Level: First
  • Area: 340
  • Dimensions: 20 x 17

Kitchen

  • Level: Second
  • Area: 181.5
  • Dimensions: 16.5 x 11

Laundry

  • Level: First
  • Area: 80
  • Dimensions: 10 x 8

Living Room

  • Level: First
  • Area: 225
  • Dimensions: 15 x 15

Living Room

  • Level: Second
  • Area: 168
  • Dimensions: 12 x 14

Master Bedroom

  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Master Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 12 x 14

Office

  • Level: First
  • Area: 60
  • Dimensions: 6 x 10

Other

  • Level: First
  • Area: 400
  • Dimensions: 25 x 16

Property

Details

  • Parcel number: 227.1227.1
  • Other equipment: Generator

Features

  • Levels: Multi/Split
  • Stories: 2
  • Pool features: Indoor
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Hills,Trees/Woods

Lot

  • Lot size: 115.80 Acres
  • Features: Cleared,Many Trees,Pasture,Views,Wooded

Parking

  • Total spaces: 6
  • Parking features: Additional Parking,Garage Door Opener,Gravel
  • Has garage: Yes
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Clinton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$164$1,968
Property Taxes $669$8,028
Electricity $566$6,802
Total$3,669$44,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,794/yr
40% on housing$110,070/yr
45% on housing$97,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.4%
1.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 12981$177
Clinton County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 12981$154
Clinton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$449,000

For Sale by Agent

AgentLloyd Carter
BrokerageFesette Realty, LLC

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