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9 Bel Aire, San Mateo, CA, 94402

4beds
5baths
3,908sqft
$5,595,000
$1,432price/sqft
$32,565/moest. monthly cost
$1,302,600/yrincome needed

About This Home

Welcome to 9 Bel Aire Lane, a rare opportunity to won one of the premier residences within Bel Aire Heights, an exclusive new construction community of just 19 custom-built luxury homes. Perfectly positioned to capture breathtaking, unobstructed water and some San Francisco views, this exceptional residence offers approximately 3908 sq ft of thoughtfully designed living space on an expansive 9500 sq ft lot. Designed for today's luxury lifestyle, the home features four spacious ensuite bedrooms, a private office, and spectacular indoor-outdoor living spaces. The chef's kitchen is a true showpiece, appointed with custom cabinetry, premium Thermador appliances, built in latte machine, wine refrigerator, and an oversized island, ideal for gathering and entertaining. Walls of glass frame the stunning views and open to an expansive deck, creating a seamless connection between the elegant interior and the spectacular natural surroundings. Designer-selected finishes, sophisticated details, and impeccable craftsmanship are showcased throughout the home, elevating every space and timeless style and comfort. Located within one of San Mateo's most sought-after luxury communities, 9 Bel Aire offers a rare combination of new construction, panoramic views, and exceptional quality.

Getting Around

1
WalkingCar-Dependent
30
TransitSome Transit
8
BikeSomewhat Bikeable

Schools

9/10
8/10
Crocker Middle SchoolGrades 6-82.4 mi
10/10
Aragon High SchoolGrades 9-120.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Range Hood,Built In Gas Oven/Range,Refrigerator,Wine Refrigerator,Washer/Dryer

Bathroom

  • Features: DoubleSinks, DualFlushToilet, PrimaryStallShowers, StallShower2plus, Stone, FullonGroundFloor, PrimaryOversizedTub, HalfonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat, WalkinCloset, PrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,Wet Bar,Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,2 plus Zones
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,908
  • Total interior livable area: 3,908 sqft

Kitchen

  • Features: _220VoltOutlet, DualFuel, ExhaustFan

Property

Details

  • Parcel number: 041111440
  • Zoning: R-1
  • Special condition: NewSubdivision

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Barbecue,Dog Run/Kennel,Fenced,Drought Tolerant Plants
  • Has view: Yes
  • View description: Mountain(s),Ridge,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 9,488 sqft
  • Features: Sloped Up

Parking

  • Total spaces: 4
  • Parking features: Attached,Guest,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $28,291$339,492
Home Insurance *$499$5,988
Property Taxes $2,937$35,244
Electricity $838$10,056
Total$32,565$390,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,116,514/yr
40% on housing$976,950/yr
45% on housing$868,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,432This listing

vs Other Active Listings

Avg $/sqft

ZIP 94402$1,016
San Mateo County$914

vs Homes Sold Last Month

Median $/sqft

ZIP 94402$1,282
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$5,595,000

New Construction

Agent The Laugesen Team
BrokerageKW Advisors

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