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D N #432, Oxford, MS, 38655

1beds
1baths
542sqft
$499,000
$921price/sqft
$3,153/moest. monthly cost
$126,120/yrincome needed

About This Home

Truly the perfect weekend getaway, just off the square in Oxford!! Like new this condo was completely renovated in 2022 and has been well cared for. This property has recently been converted to condo's and will receive a complete re-landscaping soon!!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

9/10
6/10
Oxford Middle SchoolGrades 7-80.4 mi
9/10
Oxford High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Crawl Space
  • Roof: Architectural
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse/Condo

Interior

Appliances

  • Appliances included: Microwave,Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Electric

Features

  • Cathedral Ceiling(s),Granite Counters
  • Window features: Double Pane Windows

Interior Area

  • Total structure area: 542
  • Total interior livable area: 542 sqft

Property

Details

  • Parcel number: 135P21301.00
  • Attached to another structure: Yes
  • Zoning: SR
  • Zoning description: OXFORD

Features

  • Pool features: None

Parking

  • Parking features: None,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Strong Wind

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$222$2,664
Property Taxes $216$2,592
Electricity $192$2,304
Total$3,153$37,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,102/yr
40% on housing$94,590/yr
45% on housing$84,080/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$921This listing

vs Other Active Listings

Avg $/sqft

ZIP 38655$255
Lafayette County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 38655$246
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$499,000

For Sale by Agent

AgentJohn Albriton
BrokerageKiamie Real Estate

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