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586 Iron City Rd, Iron City, TN, 38463

2beds
1baths
1,479sqft
$189,900
$128price/sqft
$1,317/moest. monthly cost
$52,680/yrincome needed

About This Home

This well maintained brick home sits on 1.5+/- acres in Iron City, TN. The 1400 +/- square foot home was built circa 1990 and consists of 2 bedrooms, 1 bathroom, living room, kitchen/dining room combination, study and laundry room on the main level. The home features a stainless steel refrigerator and dishwasher, attached garage, unfinished partial basement (500+/-sf) and a metal carport. The roof is approximately 15 years old. Experience the best of country living while remaining just a short drive from Florence, AL and Loretto, TN.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Loretto High SchoolGrades 9-128.6 mi
5/10
Leoma Elementary SchoolGrades PK-816.4 mi

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • High Speed Internet
  • Flooring: Laminate,Tile
  • Finished area above ground: 1,479

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,479
  • Total interior livable area: 1,479 sqft

Property

Details

  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.50 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance $108$1,296
Property Taxes $74$888
Electricity $175$2,103
Total$1,317$15,804

Income You'd Need if You Spent...

35% on housing$45,154/yr
40% on housing$39,510/yr
45% on housing$35,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 38463$391
Lawrence County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 38463
Lawrence County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$189,900

For Sale by Agent

AgentHenry J. King
BrokerageKing Realty & Auction Co. Inc

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