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2688 Scott Dr, Canyon Dam, CA, 95923

3beds
1baths
864sqft
$479,900
$555price/sqft
$3,387/moest. monthly cost
$135,480/yrincome needed

About This Home

A Rare opportunity to own a charming cabin in historic, Prattville with peek-a-boo views of Lake Almanor. Premium corner lot with joined parcels and a recorded water-access easement for homeowners to the waterline. The home greets you with a pleasantly surprising, open and airy feel the moment you enter. Bright living spaces, cozy cottage details, and a large deck for outdoor seating to soak up the sunshine and enjoy the scenic views. Offering three bedrooms and one full bath, this inviting property comes mostly furnished, making it ready to enjoy from day one. The property also includes a detached 2 car garage and professionally drawn blueprint for a planned addition (including a multiple car, wood, or shop, equalling 3000 square feet in total). The perfect escape all summer long!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal,Shake
  • Construction materials: Frame,Wood Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Microwave,Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other,Stall Shower
  • Flooring: Hardwood
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 001274007

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck
  • Has view: Yes
  • View description: Scenic
  • Waterfront features: Walk to Water
  • Topography of land: Sloping
  • Residential vegetation: Mixed

Lot

  • Lot size: 0.30 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: None,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Lightning
Winter Weather
Landslide

FEMA Declared Disasters in Plumas County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$288$3,456
Property Taxes $275$3,300
Electricity $398$4,786
Total$3,387$40,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,125/yr
40% on housing$101,610/yr
45% on housing$90,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$555This listing

vs Other Active Listings

Avg $/sqft

ZIP 95923
Plumas County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 95923
Plumas County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Price change$479,900
2026-06-08Listed for sale$500,000

For Sale by Agent

AgentSTEPHANIE WILLHOIT
BrokerageCHASE INTERNATIONAL LAKE ALMANOR BROKERS

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