814 E Main St, Shelby, NC, 28150
About This Home
Stunning new construction in a prime Shelby location! This thoughtfully designed 4-bedroom, 2.5-bath home features a spacious open floor plan, designer finishes, and a versatile loft perfect for today’s lifestyle. The chef-inspired kitchen showcases granite countertops, stainless steel appliances, shaker-style cabinetry, and a striking tile backsplash. The desirable main-level primary suite offers comfort and convenience, while the upstairs living space provides room for everyone. Enjoy modern fixtures, luxury vinyl plank flooring, abundant natural light, and a private rear patio. Located just minutes from Uptown Shelby’s dining, shopping, entertainment, grocery stores, and local parks, this home offers the perfect blend of convenience, style, and value. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Convection Oven,Dishwasher,Electric Cooktop
- Laundry features: Upper Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,650
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,650
- Total interior livable area: 1,650 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 43596
- Zoning: R10
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.36 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Cleveland County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,456 | $17,472 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $153 | $1,836 |
| Electricity | $200 | $2,405 |
| Total | $1,937 | $23,244 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Price change | $288,000 |
| 2026-06-08 | Listed for sale | $298,000 |
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