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568 Scotts Lake Road, Salem, NY, 12865

4beds
2baths
2,250sqft
$325,000
$144price/sqft
$2,765/moest. monthly cost
$110,600/yrincome needed

About This Home

*Motivated Sellers - Offers encouraged!* Warm and inviting lakefront retreat on tranquil Scott Lake! Nestled along the shores of a pristine 30-acre spring-fed lake in scenic Washington County, this charming Lakehouse offers the perfect escape for relaxation and recreation. Enjoy swimming, fishing, boating, and peaceful days on the water from your own private lake frontage with dock and lakeside deck. Filled with rustic charm, the home features a cozy great room with pellet stove and propane heater, a well-equipped kitchen, and a dining room with beautiful waterfront views. The spacious layout includes a primary bedroom with a full bath and private access to the rear deck, plus three additional bedrooms, a loft, and a second full bathroom, providing ample space for family and guests. Offered mostly furnished, and comes with a small fishing boat with a trolling motor a paddleboat and kayaks, this delightful lake home is ready for immediate enjoyment. The property extends to both sides of the road, providing generous parking and additional space across from the cottage. Ideally located just 35 minutes from Manchester and approximately 45 minutes from both Saratoga Springs and Queensbury, with year-round recreational opportunities nearby, including hiking, boating, and outstanding skiing at several major mountain resorts. A wonderful opportunity to own a classic Adirondack-style lake retreat in a picturesque setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
Salem Elementary SchoolGrades PK-63.3 mi
7/10
Salem High SchoolGrades 7-123.3 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp,Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Pillar/Post/Pier,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • High Speed Internet,Ceiling Fan(s),Walk-In Closet(s),Cathedral Ceiling(s),Ceramic Tile Bath
  • Door features: Atrium Door
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,250

Full Bathroom

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Electric,Pellet Stove,Propane,Space Heater
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Kitchen

  • Level: First

Loft

  • Level: Second

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 534800 192.116
  • Zoning description: None
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Other,Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Scott Lake

Lot

  • Lot size: 0.50 Acres
  • Features: Level,Road Frontage,Sloped,Wooded,Cleared,Waterfront

Parking

  • Total spaces: 3
  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave

FEMA Declared Disasters in Washington County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$283$3,396
Property Taxes $468$5,616
Electricity $371$4,462
Total$2,765$33,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,800/yr
40% on housing$82,950/yr
45% on housing$73,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 12865$171
Washington County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12865$132
Washington County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$325,000
2026-06-26Price change$349,900
2026-06-09Listed for sale$375,000

For Sale by Agent

AgentKristen M Preble
BrokeragePreble Realty LLC

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