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13800 Highway 40, Hermosa, SD, 57744

1beds
1baths
720sqft
$695,000
$965price/sqft
$4,762/moest. monthly cost
$190,480/yrincome needed

About This Home

Listed by Marisa Wollman, Oak & Key Realty, 605-230-0016. Tucked among the pines of the Black Hills and bordering another available stunning 40-acre parcel, this rare 10-acre horse property offers the kind of peace and freedom that's becoming harder to find. With convenient highway access yet set well back from the road, you'll enjoy easy year-round access without sacrificing the privacy and seclusion. The charming Western-style home features 1 bedroom and 1 bathroom, creating the perfect retreat for weekend escapes, vacation use, or full-time living. From the property, there are views of Mount Rushmore, a reminder that you're living in one of the most iconic and beautiful areas of the Black Hills. Designed with horse lovers in mind, the property includes a horse barn, corral, and separate bunk house, making it ready for your horses from day one. This property offers a lifestyle rooted in freedom, simplicity, and connection to the land. For developers looking for a prime opportunity, or buyers seeking even more room to roam, the adjoining 40-acre parcel is also available for purchase, creating an exceptional opportunity to own 50 contiguous acres in the heart of the Black Hills, with multiple access points to the highway.This isn't just a home. It's a place where horses still have room to run, where the views stretch for miles, and where the spirit of the West is still alive and well.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Hermosa Elementary - 04Grades PK-65.3 mi
8/10
Custer Middle School - 05Grades 7-815.5 mi
5/10
Custer High School - 01Grades 9-1215.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range Oven,Washer,Dryer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: None

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Living Room

  • Area: 224

Master Bedroom

  • Area: 143

Property

Details

  • Horse amenities: Corral/Stable

Features

  • Patio & porch: Open Deck,Covered Deck
  • Fencing: Chain Link,Partial
  • Horses can be raised: Yes

Lot

  • Lot size: 10 Acres
  • Features: Few Trees,Horses Allowed,Highway Access

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Wildfire
Winter Weather
Cold Wave
Landslide

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance $523$6,276
Property Taxes $579$6,948
Electricity $146$1,755
Total$4,762$57,144

Income You'd Need if You Spent...

35% on housing$163,268/yr
40% on housing$142,860/yr
45% on housing$126,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$965This listing

vs Other Active Listings

Avg $/sqft

ZIP 57744$233
Pennington County$230

vs Homes Sold Last Month

Median $/sqft

ZIP 57744
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$645,000
2026-06-09Listed for sale$695,000

For Sale by Agent

AgentMarisa Wollman
BrokerageOak & Key Realty, LLC

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