21 Lawrence Drive #A, White Plains, NY, 10603
About This Home
Rare opportunity to buy a sponsor unit- avoiding the need for the long and complex board application/interview process. If you can get a mortgage or pay cash, you can buy it. Large 2 bedroom with a separate dining room or use as office space. Freshly painted and redone hardwood floors. Tons of light as the unit has many windows. Older kitchen but has new stainless-steel appliances. The unit faces the courtyard. Parking on the street or in one of the two lots. Garages are currently a waitlist. Renting possible after owning and living in the unit for several years. Parking lots have been recently repaved. There are 4 laundry rooms in the complex. The elementary school is next door to the complex. RR station and Bronx River Parkway minutes away. There are two small strip malls next to the complex- being sold "as is". Agents see agent to agent remarks for status.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1951
Materials
- Construction materials: Brick
Type & Style
- Home type: Cooperative
- Architectural style: Garden
- Property subType: Stock Cooperative,Residential
Interior
Appliances
- Appliances included: Gas Range,Refrigerator
- Laundry features: Common Area
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- First Floor Bedroom
- Flooring: Hardwood
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Baseboard,Hot Water
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 840
- Total interior livable area: 840 sqft
Property
Details
- Attached to another structure: Yes
- Special condition: None
Features
- Has view: Yes
- View description: Neighborhood
Parking
- Total spaces: 75
- Parking features: On Street,Parking Lot,Unassigned
- Has garage: Yes
- Attached garage spaces: 75
- Covered spaces: 75
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $50 | $600 |
| Property Taxes | $291 | $3,492 |
| Electricity | $246 | $2,954 |
| Total | $1,547 | $18,564 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $189,900 |
View on Zillow