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141 Culpeze Rd #9, Mooresville, NC, 28117

4beds
4baths
3,279sqft
$849,900
$259price/sqft
$5,259/moest. monthly cost
$210,360/yrincome needed

About This Home

Beautiful Waterview Home with No HOA and a Detached Garage Perfect for Boat Storage! This spacious 4 bedroom, 3.5 bath home offers over-the-top character and functionality with a soaring 30-foot ceiling in the great room, hardwood floors, and a floor-to-ceiling stone fireplace. The kitchen features granite countertops, stainless steel appliances, pantry, and an eat-at breakfast bar, all flowing into the dining area accented with crown molding and chair rail. The main level also offers an office area and a large flex/family room with direct access to the back deck. The primary suite includes a tray ceiling, oversized walk-in closet, and a beautifully updated bath with dual vanities, soaking tub, and custom tiled shower with built-in bench. A secondary bedroom features its own ensuite bath and walk-in closet, while the remaining bedrooms offer ample storage throughout. Step outside to enjoy the fully fenced backyard complete with a deck, stamped concrete patio, and fire pit. There's even plenty of room for a future pool, with several pool designs already prepared by Cody Sage of True North Pools. The detached 777 sq ft garage provides exceptional space for a boat, workshop, or additional storage. Major updates include roof with gutter guards (2019), upstairs HVAC and ductwork (2017), water heater (2023), AC compressor and hard start kit (2025), well pump and settling tank (2025), and deck (2016), Crawlspace has been encapsulated with a dehumidifier (2026). Conveniently located near shopping, dining, and Lake Norman amenities while enjoying low Iredell County taxes and award-winning schools.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
Woodland Heights MiddleGrades 6-81.1 mi
7/10
Lake Norman High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,ENERGY STAR Qualified Dishwasher,Gas Cooktop,Gas Oven,Gas Water Heater,Microwave,Plumbed For Ice Maker,Self Cleaning Oven,Warming Drawer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Attic Other,Breakfast Bar,Soaking Tub,Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Insulated Windows,Storm Window(s),Window Treatments
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas,Gas Log,Great Room,Primary Bedroom
  • Attic: Other,Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,279

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Dual,Electric

Interior Area

  • Total structure area: 3,279
  • Total interior livable area: 3,279 sqft

Kitchen

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper
  • Area: 182.2436
  • Dimensions: 13' 5" X 13' 7"

Property

Accessibility

  • Accessibility features: Two or More Access Exits,Bath 60 Inch Turning Radius,Swing In Door(s),Kitchen 60 Inch Turning Radius

Details

  • Parcel number: 4637121802
  • Zoning: RA
  • Special condition: Standard
  • Other equipment: Generator Hookup

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Fire Pit,In-Ground Irrigation,Other - See Remarks
  • Fencing: Back Yard,Fenced,Full
  • Has view: Yes
  • View description: Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.77 Acres
  • Features: Private,Views,Other - See Remarks
  • Lot size dimensions: 230*116*220*179

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,Detached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$247$2,964
Property Taxes $410$4,920
Electricity $305$3,664
Total$5,259$63,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,308/yr
40% on housing$157,770/yr
45% on housing$140,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 28117$277
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28117$256
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$849,900

For Sale by Agent

AgentChristy Allen
BrokerageThe Allen Team Inc

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