903 LADYFISH TRAIL, Saint Cloud, FL, 34769
About This Home
What's Special: Gourmet Kitchen | No Rear Neighbors | 3-Car Garage. New Construction - Ready Now! Welcome to the Saint Croix at 903 Ladyfish Trail in The Waters at Center Lake Ranch! This thoughtfully designed home offers a spacious open layout with flexible living spaces and plenty of room to gather, relax, and entertain. The gourmet kitchen features a large center island, walk-in pantry, and seamless flow into the dining area and great room, while the lanai just beyond creates an easy indoor and outdoor living experience. Your private primary suite is tucked at the back of the home and includes a spacious walk-in closet and a spa-inspired bath designed for comfort. Two additional bedrooms near the front of the home each feature their own private full bath, while a separate bedroom suite, flex space, and half bath add even more versatility for guests or hobbies. A convenient laundry room, drop zone, and three-car garage complete this inviting layout with thoughtful function throughout. The Waters at Center Lake Ranch sits within a 2,050-acre master-planned community just south of Lake Nona. Conveniently located along the Narcoossee corridor, this natural gas community offers strong value near Medical City. Enjoy a walkable setting with cohesive neighborhoods, multi-use trails, recreation areas, and conservation wetlands that enrich daily living. Additional Highlights Include: shower in place of tub at Bath 2 and 3, tray ceiling package, pocket sliding glass door at great room, 8' interior doors, pre-plumb for laundry sink, and outdoor kitchen rough-in. MLS#O6415248
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Vinyl Siding
Other
- Builder model: Saint Croix
- Builder name: Taylor Morrison
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater
- Laundry features: Inside,Laundry Room
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedroom4
- Features: En Suite Bathroom,Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Den
- Features: No Closet
- Level: First
Features
- High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Walk-In Closet(s),In-Law Floorplan
- Door features: Outdoor Grill,Outdoor Kitchen,Sliding Doors
- Flooring: Carpet,Tile
Great Room
- Features: No Closet
- Level: First
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,876
- Total interior livable area: 2,921 sqft
Kitchen
- Features: Kitchen Island,Pantry,No Closet
- Level: First
Primary Bedroom
- Features: Dual Sinks,En Suite Bathroom,Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 292531094500011010
- Zoning: RES
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio,Porch
- Exterior features: Irrigation System,Outdoor Grill,Outdoor Kitchen
Lot
- Lot size: 7,200 sqft
Parking
- Total spaces: 3
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Wildfire
- Hurricane
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,902 | $34,824 |
| Home Insurance * | $404 | $4,848 |
| Property Taxes | $363 | $4,356 |
| Electricity | $293 | $3,527 |
| Total | $3,962 | $47,544 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $574,000 |
| 2026-07-09 | Price change | $574,000 |
| 2026-07-01 | Price change | $600,000 |
| 2026-06-09 | Listed for sale | $624,000 |
New Construction
View on Zillow