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1245 Gulf Breeze Ct #42, Portage, MI, 49002

3beds
3baths
2,854sqft
$499,000
$175price/sqft
$3,621/moest. monthly cost
$144,840/yrincome needed

About This Home

Exceptional quality and an impressive layout defines this beautifully maintained stand-alone condominium. Tucked away on a quiet cul-de-sac in desirable Sterling Oaks West, you will appreciate the expansive 3-stall garage and driveway, and the outstanding curb appeal. Step inside to a fantastic open floor plan with abundant natural light serving the impressive kitchen, living room, dining room, and sunroom. The gas fireplace offers year round comfort and a cozy atmosphere. A dedicated front office provides the perfect space for working from home or keeping life organized. The thoughtfully designed layout offers privacy with a guest bedroom and full bath on one end of the home and a spacious primary suite on the other. Main-floor laundry adds everyday convenience, while the beautiful sunroom offers a peaceful retreat to relax and unwind. ... more, see supplement The finished lower level expands your living options with a large family room and a private guest ensuite, making it ideal for visitors. The unfinished area offers abundant potential for an additional bedroom, workshop, hobby room, fitness area, or generous storage space. This home has been meticulously cared for and it shows in every detail. A whole-house generator provides added peace of mind and year-round comfort. Enjoy the tranquility of a quiet cul-de-sac setting while being conveniently located in beautiful Portage. With quality construction, thoughtful upgrades, flexible living spaces, and exceptional maintenance, this is a rare opportunity you won't want to miss. Call today for your personal tour! Possession at closing!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Composition,Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Center Island
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,844
  • Total interior livable area: 2,854 sqft

Property

Details

  • Parcel number: 1000027642O

Features

  • Stories: 1

Lot

  • Features: Corner Lot,Sidewalk,Cul-De-Sac
  • Lot size dimensions: 0

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kalamazoo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$226$2,712
Property Taxes $561$6,732
Electricity $311$3,735
Total$3,621$43,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,148/yr
40% on housing$108,630/yr
45% on housing$96,560/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.9%
-4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 49002$146
Kalamazoo County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 49002$194
Kalamazoo County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$499,000
2026-06-17Listed for sale$519,000
2026-06-11Pending sale$519,000
2026-06-09Listed for sale$519,000

For Sale by Agent

AgentShelley Renee Donnelly
BrokerageRE/MAX Lakeshore

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