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Ocean Ave #2, Carmel, CA, 93923

4beds
3baths
1,980sqft
$4,790,000
$2,419price/sqft
$28,069/moest. monthly cost
$1,122,760/yrincome needed

About This Home

Pacific Tides is a beautifully remodeled coastal retreat located just three blocks from the heart of downtown Carmel-by-the-Sea and only two blocks from Brunos Market. Extensively renovated throughout and feeling practically new, this rare 4-bedroom, 3-bathroom home offers an exceptional combination of luxury, functionality, and location, complete with a two-car garage and additional off-street parking. Thoughtfully designed for effortless indoor-outdoor living, the home features light-filled living spaces, abundant storage, and a spacious laundry room. The remodeled kitchen offers ample custom cabinetry and opens directly to a large rear deck, creating the perfect setting for entertaining and everyday enjoyment. A gas fireplace adds warmth and character, while heated floors in the bathrooms enhance comfort year-round. The home's standout lounge seamlessly connects to a combined balcony, creating a spectacular indoor-outdoor entertaining space that captures breathtaking views of Carmel Bay and Point Lobos. Ideally situated within a short stroll of Carmel's renowned restaurants, art galleries, boutiques, and white-sand beaches, Pacific Tides offers the ultimate Carmel lifestyle and opportunity to enjoy luxury coastal living in one of California's most sought-after destinations.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
7/10
Carmel Middle SchoolGrades 6-81.3 mi
10/10
Carmel High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1943

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Roof: Slate

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Ice Maker,Microwave,Oven/Range,Built In Gas Oven/Range,Refrigerator,Wine Refrigerator
  • Laundry features: In Utility Room

Bathroom

  • Features: StallShower2plus, Tile, FullonGroundFloor

Bedroom

  • Features: WalkinCloset, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Gas Log

Heating & Cooling

  • Heating features: Forced Air,Radiant Floor
  • Cooling features: None

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Kitchen

  • Features: ExhaustFan

Property

Details

  • Parcel number: 010034003000
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard
  • Fencing: Partial
  • Has view: Yes
  • View description: Bay,Mountain(s),Ocean
  • Has water view: Yes
  • Water view: Bay,Ocean

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,220$290,640
Home Insurance *$911$10,932
Property Taxes $2,514$30,168
Electricity $424$5,095
Total$28,069$336,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$962,365/yr
40% on housing$842,070/yr
45% on housing$748,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,419This listing

vs Other Active Listings

Avg $/sqft

ZIP 93923$1,166
Monterey County$766

vs Homes Sold Last Month

Median $/sqft

ZIP 93923$1,134
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$4,790,000
2026-06-15Listing removed$2,050
2026-06-09Listed for rent$2,050
2025-05-21Listing removed$1,949
2025-05-15Price change$1,949
2025-04-16Price change$1,995
2025-04-09Listed for rent$2,000
2024-01-11Listing removed--
2024-01-10Price change$1,850
2024-01-03Price change$1,975
2023-12-30Price change$2,150
2023-12-27Listed for rent$1,850

For Sale by Agent

AgentBen Zoller
BrokerageCarmel Realty Company

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