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3270 Yarmouth Dr, Cape Charles, VA, 23310

3beds
2baths
1,694sqft
$480,000
$283price/sqft
$3,160/moest. monthly cost
$126,400/yrincome needed

About This Home

**NEW CUSTOM HOME JUST MINUTES FROM HISTORIC CAPE CHARLES!** "The Bay Coast" offers over **1,690 square feet** of thoughtfully designed living space with **3 bedrooms and 2 baths**, combining today's most desirable finishes with an open, functional floor plan. Soaring **9-foot ceilings** and abundant natural light create a bright, welcoming atmosphere throughout. The first-floor Owner's Suite provides convenient single-level living and features a spacious walk-in closet, dual vanities, and a beautifully tiled walk-in shower. The open great room flows seamlessly into the dining area and custom kitchen, making it the perfect space for entertaining family and friends. The kitchen is beautifully appointed with quartz countertops, soft-close cabinetry, a large center island, and quality finishes that will delight any home chef. A finished bonus room over the garage offers exceptional flexibility and can be used as a media room, home office, playroom, or additional guest space. Located just a hop, skip, and a jump from the historic beachfront town of Cape Charles, you'll enjoy easy access to sandy beaches, boutique shopping, casual and fine dining, marinas, and the town's popular summer concert series in Central Park. Community amenities include a swimming pool, tennis courts, and over a mile of scenic nature trails, making this the perfect place to enjoy Virginia's Eastern Shore lifestyle.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
3/10
Northampton MiddleGrades 7-86.4 mi
2/10
Northampton High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining Area,Bar

Features

  • Walk-In Closet(s)
  • Window features: Window Treatments,Double Pane Windows
  • Fireplace features: None
  • Attic: Pull Down Stairs,Storage

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump,Central Air

Interior Area

  • Total structure area: 1,694
  • Total interior livable area: 1,694 sqft

Property

Features

  • Levels: Two
  • Patio & porch: Porch
  • Waterfront features: Access To Water
  • Waterbody name: Kings Crk

Lot

  • Lot size: 0.59 Acres
  • Features: .5-.9 acre +/-
  • Lot size dimensions: .59

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car,Attached,Stone Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hurricane
Coastal Flooding
Cold Wave
Drought
Hail
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$267$3,204
Property Taxes $264$3,168
Electricity $202$2,433
Total$3,160$37,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,342/yr
40% on housing$94,800/yr
45% on housing$84,266/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 23310$295
Northampton County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 23310
Northampton County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$480,000

New Construction

AgentGerry K. Forbes
BrokerageBLUE HERON REALTY CO.

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