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913 Overlook Dr SW, Lenoir, NC, 28645

3beds
2baths
1,385sqft
$305,000
$220price/sqft
$2,025/moest. monthly cost
$81,000/yrincome needed

About This Home

Discover this stunning brand new construction that boasts incredible curb appeal and breathtaking long-range mountain views. The home's modern finishes and spacious open concept layout create a bright and inviting atmosphere perfect for both relaxing and entertaining. Inside, you’ll appreciate the tall vaulted ceilings that enhance the sense of space, complemented by elegant quartz countertops, stylish tile backsplashes, and high-quality stainless steel appliances. The expansive kitchen island serves as a central gathering point, making it ideal for casual meals or socializing with friends and family. Situated just minutes from town, this property offers the convenience of being just minuets from Highway 321, providing quick access to Boone, Blowing Rock, and Hickory. With no HOA restrictions, you have the freedom to personalize your space to your heart's content. This home is a perfect blend of modern comfort and natural beauty, making it an exceptional choice for those seeking both tranquility and accessibility in their new residence. Don't miss the opportunity to make this dream home yours!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
5/10
Gamewell MiddleGrades 6-83.5 mi
2/10
West Caldwell HighGrades 9-122.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Wood
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,ENERGY STAR Qualified Light Fixtures,Microwave,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Vinyl
  • Fireplace features: Insert,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,385

Heating & Cooling

  • Heating features: Central,Electric,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,Electric,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 1,385
  • Total interior livable area: 1,385 sqft

Primary Bedroom

  • Level: Main
  • Area: 189.9525
  • Dimensions: 13' 4" X 14' 3"

Property

Details

  • Parcel number: 06159 1 8E
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch

Lot

  • Lot size: 0.56 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Parking Space(s),Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$128$1,536
Property Taxes $155$1,860
Electricity $200$2,405
Total$2,025$24,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,428/yr
40% on housing$60,750/yr
45% on housing$54,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 28645$170
Caldwell County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 28645$161
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$305,000
2026-07-13Listing removed$314,999
2026-06-09Listed for sale$314,999

New Construction

AgentChase Barlow Gray
BrokerageChase Gray Realty LLC

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