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1020 Garden Place, Baldwin, NY, 11510

3beds
2baths
1,450sqft
$709,000
$489price/sqft
$5,104/moest. monthly cost
$204,160/yrincome needed

About This Home

100% available. Welcome to this modern suburban home with 4 bedrooms. Kindergarten and elementary school within walking distance. Convenient 10-minute walk to LIRR station for NYC commuters.

Getting Around

72
WalkingVery Walkable
46
TransitSome Transit
60
BikeBikeable

Schools

10/10
Steele Elementary SchoolGrades K-50.6 mi
5/10
Baldwin Middle SchoolGrades 6-81.2 mi
9/10

Construction

Condition

  • Year built: 1941

Materials

  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Exp Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Gas Cooktop,Gas Oven,Gas Range,Microwave,Oven,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Entrance Foyer,Galley Type Kitchen,Granite Counters,His and Hers Closets,Natural Woodwork,Open Floorplan,Open Kitchen,Original Details,Pantry,Primary Bathroom,Master Downstairs,Quartz/Quartzite Counters,Recessed Lighting,Soaking Tub,Tile Counters,Walk Through Kitchen
  • Door features: ENERGY STAR Qualified Doors
  • Attic: Partial

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 1,450
  • Total interior livable area: 1,450 sqft

Property

Details

  • Parcel number: 54594 00180
  • Special condition: None

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Coastal Flooding
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,585$43,020
Home Insurance *$257$3,084
Property Taxes $1,016$12,192
Electricity $246$2,954
Total$5,104$61,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,994/yr
40% on housing$153,120/yr
45% on housing$136,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$489This listing

vs Other Active Listings

Avg $/sqft

ZIP 11510$406
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11510$427
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$730,000
2026-08-18Price change$750,000
2026-06-12Price change$709,000
2026-06-10Listed for sale$708,888

For Sale by Agent

AgentAlan DeBlat CBR
BrokerageAlan Deblat Real Estate Corp

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