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1210 E Valley St, Joplin, MO, 64801

2beds
2baths
1,031sqft
$186,833
$181price/sqft
$1,437/moest. monthly cost
$57,480/yrincome needed

About This Home

The 1050 Cottage floorplan is a 2 bed, 2 bath 1031 square feet home that offers a beautiful wide-open kitchen and living space. Gather around the spacious kitchen in your new home with friends and family. Enjoy the privacy of a secluded master suite and a sizable walk-in closet. LVP flooring throughout upgrades your home with durability and style. This plan is the definition of affordable luxury, with a modern design that suits a busy and active lifestyle. *Owner/Agent. Images are for representation purposes only. Price is subject to change without notice. *

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

5/10
6/10
East Middle SchoolGrades 6-83.2 mi
5/10
Joplin High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Other - See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,031

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,031
  • Total interior livable area: 1,031 sqft

Property

Features

  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Lot size: 4,356 sqft
  • Features: Cleared,Subdivision
  • Lot size dimensions: 0.10 Acres

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $944$11,328
Home Insurance *$247$2,964
Property Taxes $105$1,260
Electricity $141$1,693
Total$1,437$17,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,268/yr
40% on housing$43,110/yr
45% on housing$38,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 64801$106
Jasper County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 64801$126
Jasper County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$186,833

For Sale by Agent

AgentSchuber Mitchell Team, Shawn Giddens
BrokerageKELLER WILLIAMS REALTY ELEVATE

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