34 Rifton Terrace, Ulster Park, NY, 12487
About This Home
YOUR PRIVATE OASIS AWAITS! Nestled on a quiet dead-end street in Esopus, this beautifully maintained two-bedroom ranch offers the perfect blend of comfort, privacy, and convenience. Thoughtfully designed with an open-concept layout, the home feels remarkably spacious and inviting, featuring gleaming hardwood floors, custom built-in shelving, and tasteful updates throughout. The bright eat-in kitchen is the heart of the home, complete with granite countertops, a breakfast bar, and picturesque views of the surrounding landscape. Whether enjoying your morning coffee or entertaining guests, you'll appreciate the seamless flow. This versatile ranch provides endless possibilities with a partially finished walkout basement offering additional space for entertainment in the rec room (540 sq'ft), abundant storage, and expansion potential. A walk-up attic further enhances the home's flexibility to suit any buyers needs. Additional improvements include an underground sprinkler system, newly installed retaining wall, above-ground oil tank, updated windows, and a modern HVAC system, ensuring comfort and peace of mind for years to come. Outside, a detached two-car garage with an electric garage door opener and a spacious loft area ideal for storage, a workshop, or hobby space. Conveniently located just minutes from both New Paltz and Kingston, and close to the Park & Ride for commuters, this exceptional property offers the tranquility of country living with easy access to shopping, dining, recreation, and major transportation routes. Carefully designed to fit any lifestyle, this charming home is ready to welcome its next owner.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer,Oil Water Heater
- Laundry features: In Basement
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Walk-Out Access
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Built-in Features,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Kitchen Island,Open Floorplan,Open Kitchen,Pantry,Primary Bathroom,Storage
- Flooring: Carpet,Combination,Hardwood
- Attic: Walkup
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: Central Air
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Kitchen
- Level: First
Lavatory
- Level: Basement
Living Room
- Level: First
Property
Details
- Parcel number: 70.30222
- Special condition: None
Features
- Patio & porch: Covered,Porch
- Fencing: Chain Link
- Residential vegetation: Partially Wooded
Lot
- Lot size: 0.92 Acres
- Features: Back Yard,Private
- Lot size dimensions: 200 x 201
Parking
- Total spaces: 6
- Parking features: Carport,Covered,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Coastal Flooding
- Cold Wave
- Hail
- Hurricane
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Ulster County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,047 | $24,564 |
| Home Insurance * | $104 | $1,248 |
| Property Taxes | $546 | $6,552 |
| Electricity | $246 | $2,954 |
| Total | $2,943 | $35,316 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-20 | Listed for sale | $405,000 |
View on Zillow