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521 Ozark Mountain Resort Drive #91 BLDG 23, Kimberling City, MO, 65686

2beds
2baths
683sqft
$149,000
$218price/sqft
$1,022/moest. monthly cost
$40,880/yrincome needed

About This Home

BLANK SLATE! The renovation is DONE--the fun part is yours! This lightly renovated 2-bedroom, 2-bath cabin at Ozark Mountain Resort offers the perfect blank slate for a designer touch or custom furnishing package. Major renovation work has already been completed, giving you the benefits of updated finishes without the hassle of a full remodel--simply bring your style and make it your own. The cabin features a cozy fireplace, a private deck surrounded by trees, and a spacious layout ideal for creating a memorable vacation retreat or standout nightly rental. Ozark Mountain Resort has recently refreshed amenities including an outdoor pool, new pickleball courts, basketball, and shuffleboard. Conveniently located just across the Kimberling City bridge from shopping, dining, and the Port of Kimberling, this location keeps you close to everything guests and owners love about Table Rock Lake. With only four of these newly renovated, unfurnished cabins available, the opportunity to finish the design your way is rare--secure yours before they're gone!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
6/10
Blue Eye Middle SchoolGrades 5-87.0 mi
8/10
Blue Eye High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: Condo
  • Architectural style: Cabin
  • Property subType: Condominium,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Refrigerator,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 683

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 683
  • Total interior livable area: 683 sqft

Property

Details

  • Parcel number: 145.015000000127.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Has spa: Yes
  • Spa features: Bath

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$74$888
Property Taxes $54$648
Electricity $141$1,693
Total$1,022$12,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,040/yr
40% on housing$30,660/yr
45% on housing$27,253/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 65686$226
Stone County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 65686
Stone County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$149,000

For Sale by Agent

AgentCole Currier
BrokerageCurrier & Company

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