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34 Mockingbird Dr #34, Traverse City, MI, 49685

3beds
2baths
1,156sqft
$369,900
$320price/sqft
$2,399/moest. monthly cost
$95,960/yrincome needed

About This Home

Home Starts Summer 2026 Skip the bidding wars and leave the fixer-upper projects behind. This brand-new home, starting construction in Summer 2026, offers a rare opportunity to own a high-efficiency, thoughtfully designed residence in one of Northern Michigan. Better yet, there's still time to personalize select finishes and make it truly your own. Designed with modern comfort and energy efficiency in mind, this home combines quality craftsmanship with durable construction built to handle all four seasons. Stay warm through snowy winters, cool during summer days, and enjoy the benefit of lower utility costs year-round. Oversized Two-Car Attached Garage Plenty of space for vehicles, outdoor equipment, recreational gear, and additional storage. The insulated garage makes those Northern Michigan winter mornings much more comfortable. The Best Part! Dream the Dream and make it yours.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Blair Elementary SchoolGrades PK-51.0 mi
8/10
West Middle SchoolGrades 6-86.7 mi
8/10
West Senior HighGrades 9-126.9 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Poured Concrete,Other
  • Roof: Asphalt
  • Construction materials: 2x6 Framing,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 103.95

Bedroom3

  • Level: Main
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 109.47

Features

  • Entrance Foyer,Cable TV,High Speed Internet,DSL,WiFi
  • Window features: Low Emissivity Windows
  • Flooring: Luxury Vinyl Plank,Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,156

Heating & Cooling

  • Heating features: Baseboard,Heat Pump
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 1,156
  • Total interior livable area: 1,156 sqft

Kitchen

  • Level: Main
  • Area: 110.7

Living Room

  • Level: Main
  • Area: 218.88

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 147.42

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 0275203400
  • Zoning description: Residential
  • Other equipment: Dish TV,TV Antenna

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 0.26 Acres
  • Features: Cleared,Level
  • Lot size dimensions: 150 x 76

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Grand Traverse County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$83$996
Property Taxes $258$3,096
Electricity $188$2,259
Total$2,399$28,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,251/yr
40% on housing$71,970/yr
45% on housing$63,973/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 49685$270
Grand Traverse County$306

vs Homes Sold Last Month

Median $/sqft

ZIP 49685$303
Grand Traverse County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$369,900

For Sale by Agent

AgentStephanie Flor
BrokerageREO-TCRandolph-233022

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