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95 & 97 Copeland St, Quincy, MA, 02169

8beds
8baths
6,300sqft
$2,395,000
$380price/sqft
$16,039/moest. monthly cost
$641,560/yrincome needed

About This Home

95 & 97 Copeland Street are identical separately deeded 4-unit brick apartment buildings located in Quincy, MA. The buildings are comprised entirely of 1-bedroom/1bathroom layouts and feature hardwood flooring, eat-in kitchens, and spacious living and bedrooms. The properties have been very well-maintained by the current ownership and generate a strong monthly rent of $16,700. Copeland Street has excellent highway access (I-93), conveniently located directly on the public bus line, and is a short ride to Quincy Center. Investors will be able to take advantage of the significant property appreciation and rent growth that Quincy continues to experience.

Getting Around

75
WalkingVery Walkable
40
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

6/10
5/10
Quincy High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: 5-9 Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 8
  • Full bathrooms: 8

Features

  • Flooring: Wood,Tile
  • Finished area above ground: 6,300

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 6,300
  • Total interior livable area: 6,300 sqft

Property

Details

  • Zoning: BUSB

Lot

  • Lot size: 0.26 Acres
  • Features: Other

Parking

  • Total spaces: 8
  • Parking features: Off Street
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,110$145,320
Home Insurance *$652$7,824
Property Taxes $2,035$24,420
Electricity $1,242$14,907
Total$16,039$192,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$549,908/yr
40% on housing$481,170/yr
45% on housing$427,706/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 02169$377
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02169$411
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Price change$2,395,000
2026-06-10Listed for sale$2,500,000

For Sale by Agent

AgentTony Pepdjonovic
BrokerageMarcus & Millichap Real Estate Investment Services

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