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6 Silverbell Ave, Berlin, NJ, 08009

5beds
3baths
2,533sqft
$711,250
$281price/sqft
$5,612/moest. monthly cost
$224,480/yrincome needed

About This Home

Welcome to the Water Lily at Villages at Hays Mill Creek, a beautifully crafted new construction home designed for modern living. This spacious floorplan features an open-concept layout where the kitchen, dining area, and great room seamlessly come together, creating the perfect setting for entertaining and everyday life. The private owner's suite offers a relaxing retreat with a generous walk-in closet and well-appointed bath, while additional bedrooms provide flexibility for family, guests, or a home office. Thoughtfully designed with stylish finishes and bright living spaces throughout, this home combines comfort and functionality in a desirable community close to shopping, dining, recreation, and major commuter routes.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Other

Other

  • Builder name: K HOVNANIAN

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Finished area above ground: 2,533

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 2,533
  • Total interior livable area: 2,533 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: NO TAX RECORD
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 6,050 sqft
  • Lot size dimensions: 55 x 110

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,596$43,152
Home Insurance *$274$3,288
Property Taxes $1,463$17,556
Electricity $279$3,350
Total$5,612$67,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,411/yr
40% on housing$168,360/yr
45% on housing$149,653/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 08009$218
Camden County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 08009$218
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$619,990
2026-08-18Price change$619,990
2026-07-14Price change$679,990
2026-06-10Listed for sale$711,250

New Construction

AgentJune Branagan
BrokerageLandarama Inc

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