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124 Hardwood Ct, Mineral Bluff, GA, 30559

5beds
6baths
4,793sqft
$2,300,000
$480price/sqft
$13,691/moest. monthly cost
$547,640/yrincome needed

About This Home

Exceptional 5-bedroom stone and cedar shake home with exceptional views of the golf course and river valley below. This Bob Beardslee home opens to a dramatic great room with soaring 24-foot ceilings, a wall of windows, and a striking stone fireplace with custom wood trim. Open-concept living connects the living, dining, kitchen, and family rooms, highlighted by a three-story staircase and custom wood ceilings. Floor-to-ceiling windows lead to a vaulted outdoor living area. The gourmet kitchen features exposed beam ceilings, dual prep sinks, custom 48” cabinetry, a large island seating four, KitchenAid 48” commercial range with six burners and griddle, drawer microwave, dishwasher, wine refrigerator, and a huge walk-in pantry with custom shelving and space for an additional refrigerator or freezer. Primary suite on the main level offers a sitting area with golf views, wood ceiling, stone accent wall, luxurious bath with double vanities, freestanding tub, glass-enclosed shower, and walk-in closet. Powder bath features a live-edge wood countertop and stone vessel sink. Upstairs are two private bedroom suites with en-suite baths. The terrace level includes a large family/game room, full wet bar, two additional bedrooms with walk-in closets, two baths, flexible media/exercise room, and a safe room with potential wine cellar conversion. All ceilings are wood finished, with 8-foot interior doors, circular-sawn wood floors on main and upper levels, and LVP on the terrace level. Oversized 30-foot-deep garage accommodates two vehicles plus golf cart or a recreational vehicle. Cartwright Landscaping adds to the exceptional craftsmanship of the home, including massive hardscape boulders, large mature trees, and meandering lawns that reconnect the newly built home to the nature environs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle,Metal
  • Construction materials: Frame,Cedar,Wood Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven,Microwave,Dishwasher,Disposal,Freezer,Tankless Water Heater,Gas Water Heater,See Remarks
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Pantry,Cathedral Ceiling(s),Sheetrock,See Remarks,Entrance Foyer,Eat-in Kitchen,High Speed Internet
  • Window features: Storm Window(s),Insulated Windows,Wood Frames,Screens
  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Ventless,Wood Burning,Outside,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Dual Fuel,Zoned,Propane
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 4,793
  • Total interior livable area: 4,793 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 005101176

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Front Porch,Deck,Covered,See Remarks
  • Has view: Yes
  • View description: River,Golf Course
  • Has water view: Yes
  • Water view: River
  • Frontage type: Road
  • Topography of land: Sloping,See Remarks

Lot

  • Lot size: 0.41 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Driveway,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,630$139,560
Home Insurance *$830$9,960
Property Taxes $766$9,192
Electricity $465$5,588
Total$13,691$164,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$469,405/yr
40% on housing$410,730/yr
45% on housing$365,093/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$480This listing

vs Other Active Listings

Avg $/sqft

ZIP 30559$238
Fannin County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 30559
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-05Listed for sale$2,300,000

New Construction

AgentPeter Knutzen
BrokerageOld Toccoa Farm Realty LLC

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