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408 N North Main St, Barnegat, NJ, 08005

5beds
3baths
1,816sqft
$1,499,999
$826price/sqft
$10,118/moest. monthly cost
$404,720/yrincome needed

About This Home

Historic Leander Fox House offering a rare mixed-use opportunity on approximately 2 acres with two separately deeded parcels in the heart of Barnegat. This one-of-a-kind property features four distinct structures including the Main House, Showroom, Cottage, and Barn. Originally built in the 1760s and expanded in the 1830s, the Main House showcases wide plank floors, hand-hewn beams, original windows, and an updated kitchen blending historic charm with modern convenience. The Showroom is ideal for retail, office, gallery, or studio use. The Barn offers exceptional flexibility for storage, workshops, artisan space, or other approved uses. The Cottage provides additional possibilities for guest accommodations, rental income, office, or creative space. Endless opportunities for live, work,

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Barnegat High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1887

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Cedar,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Gas,Refrigerator,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Features

  • Attic,Breakfast Area,Kitchen Island,Built-in Features,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,816

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,816
  • Total interior livable area: 1,816 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 010024800003
  • Zoning: CV
  • Special condition: Standard
  • Exclusions: Personal Itemsse

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.04 Acres
  • Features: Wooded,Subdivision Possible
  • Lot size dimensions: 130.00 x 350.00

Parking

  • Parking features: Gravel,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$560$6,720
Property Taxes $1,774$21,288
Electricity $200$2,402
Total$10,118$121,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$346,902/yr
40% on housing$303,540/yr
45% on housing$269,813/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$826This listing

vs Other Active Listings

Avg $/sqft

ZIP 08005$201
Ocean County$353

vs Homes Sold Last Month

Median $/sqft

ZIP 08005$249
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$1,499,999

For Sale by Agent

AgentSusan Lucas-Sterling
BrokerageRE/MAX at Barnegat Bay - Toms River

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