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Bluff Rd, New Boston, IL, 61272

--beds
--baths
0sqft
$2,772,821
--price/sqft
$21,247/moest. monthly cost
$849,880/yrincome needed

About This Home

Prime Mercer County, Illinois Recreational & Timber Land Available! This 350.99- m/l property located in New Boston Township, Mercer County, Illinois, offers an outstanding combination of productive tillable ground, diverse timber, and premier recreational habitat. The farm has an excellent stand of hardwoods, an abundance of wildlife, and excellent income. There are nearly 265 acres of trees, including valuable hardwoods, that combined with a stream create a natural habitat for wildlife, including whitetail deer, turkey, and upland birds. Income is provided by approximately 85.52 tillable acres with an impressive average Illinois Productivity Index of 128.9. There are an additional 9 acres m/l that could be brought into production in the southeast corner of the farm. An excellent tenant is in place that would continue to lease long-term. Primary tillable soil types include Biggsville silt loam, Joy, and Seaton silt loams, all well regarded for strong corn and soybean production in the area. Beyond the agricultural value, this property truly excels as a large-scale recreational and timber investment. The majority of the acreage consists of mature upland hardwood timber, rolling topography, and wooded draws that create exceptional wildlife habitat. Elevation changes of nearly 100 feet provide scenic views, natural travel corridors, and numerous stand locations suitable for a variety of wind directions. Visit our website for more information regarding this Aucti!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
5/10
Mercer County High SchoolGrades 9-128.6 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Farm

Property

Details

  • Parcel number: 070825100002
  • Zoning: Agriculture

Lot

  • Lot size: 350.99 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Ice Storm
Winter Weather
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,020$168,240
Home Insurance *$3,008$36,096
Property Taxes $4,089$49,068
Electricity $130$1,569
Total$21,247$254,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$728,468/yr
40% on housing$637,410/yr
45% on housing$566,586/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 61272$223
Mercer County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 61272$73
Mercer County$79

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-10Listed for sale$2,772,821

For Sale by Agent

AgentTravis J Smock
BrokeragePeoples Company

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