688 Miller Ln, Hamilton, GA, 31811
About This Home
**Lake Harding Waterfront Retreat!** This 2BR/1BA home features an open-concept living, dining, and kitchen area with vaulted ceilings and abundant natural light. Additional highlights include an updated kitchen with large center island and ample cabinetry, spacious covered porch perfect for grilling and entertaining, a floating dock with easy lake access, and a low-maintenance exterior and grounds. This property is ideal for weekend getaways or full-time living!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1992
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Country
- Property subType: Waterfront
Interior
Appliances
- Appliances included: Dishwasher,Electric Range
- Laundry features: In Hall
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Central Electric
Features
- Flooring: Hardwood
Interior Area
- Total structure area: 952
- Total interior livable area: 952 sqft
Kitchen
- Features: View Family Room
Property
Details
- Parcel number: 017A028 L064
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Deck
- Exterior features: Landscaping
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,River
- Living area range: -1K
Lot
- Lot size: 0.46 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Hail
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $299 | $3,588 |
| Electricity | $219 | $2,637 |
| Total | $3,017 | $36,204 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Price change | $449,900 |
| 2026-06-10 | Listed for sale | $499,900 |
View on Zillow