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48435 Goose Bay Rd, Redwood, NY, 13679

2beds
2baths
1,315sqft
$530,000
$403price/sqft
$3,817/moest. monthly cost
$152,680/yrincome needed

About This Home

Charming 2 Bedroom / 2 Bath Thousand Islands River Cottage This inviting riverfront cottage offers a warm and open floor plan with beautiful cathedral ceilings that create a spacious, airy feel. Large windows stretch across the front of the home, filling the space with natural light and providing amazing views of the river and unforgettable sunsets. The interior features classic pinewood floors that add rustic character and charm. The property includes private land across the road, offering the potential to build a garage or additional storage space. With direct access to the water, this cottage is perfect for anyone who loves boating, fishing, or simply relaxing by the river at the end of the day. Also features protected dockage and swimming Enjoy peaceful mornings, stunning evenings, and the true Thousand Islands lifestyle. Call now to experience this riverfront property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Blown-In Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Kitchen/Family Room Combo,Living/Dining Room,Main Level Primary,Workshop
  • Flooring: Hardwood,Tile,Varies

Heating

  • Heating features: Other,See Remarks,Baseboard

Interior Area

  • Total structure area: 1,315
  • Total interior livable area: 1,315 sqft

Property

Details

  • Parcel number: 2222890030120001013200
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Dock,Gravel Driveway,See Remarks
  • On waterfront: Yes
  • Waterfront features: Dock Access,River Access,Stream
  • Waterbody name: Saint Lawrence Seaway
  • Frontage length: 194

Lot

  • Lot size: 0.35 Acres
  • Features: Rectangular,Rectangular Lot,Secluded
  • Lot size dimensions: 104 x 1

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$309$3,708
Property Taxes $583$6,996
Electricity $246$2,954
Total$3,817$45,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,868/yr
40% on housing$114,510/yr
45% on housing$101,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 13679$205
Jefferson County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 13679$153
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$530,000

For Sale by Agent

AgentCathy F Garlock
BrokerageGarlock Realty

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