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816-826 W Grand St BLDG 826 #3F, Elizabeth, NJ, 07202

1beds
1baths
--sqft
$199,000
--price/sqft
$1,603/moest. monthly cost
$64,120/yrincome needed

About This Home

LOCATION! Beautiful condo located in heart of Elmora. HOA includes: Parking, Heat, Gas, Water, Maintenance-Common Area & Exterior, Snow Removal.

Getting Around

89
WalkingVery Walkable
44
TransitSome Transit
56
BikeBikeable

Schools

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Bungalow
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Range/Oven-Gas,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: Wall Unit(s)

Kitchen

  • Features: See Remarks

Property

Details

  • Parcel number: 2904003830000000060000C0039

Features

  • Levels: One,One Floor Unit
  • Stories: 1

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 140 x 265 x IRR

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Assigned
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$68$816
Property Taxes $336$4,032
Electricity $193$2,318
Total$1,603$19,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,960/yr
40% on housing$48,090/yr
45% on housing$42,746/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07202$264
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07202$355
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$199,000

For Sale by Agent

AgentJackelyn Kafkias
BrokerageAvenue Realty Nj

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