See other homes in:
Primary listing photo
Listing photo 2

12339 Riverbottom Cir, Rancho Cordova, CA, 95742

2beds
2baths
1,771sqft
$558,590
$315price/sqft
$3,700/moest. monthly cost
$148,000/yrincome needed

About This Home

Discover the freedom to enjoy more of what you love in this beautifully crafted Astaire plan at Four Seasons at The Ranch, an exceptional 55+ community designed for active, carefree living. Thoughtfully designed with comfort and convenience in mind, this inviting residence offers 2 bedrooms, 2 baths, and a versatile home office, all complemented by sophisticated Loft-inspired finishes. The gourmet kitchen blends style and functionality with Frost White cabinetry, marble-look quartz countertops, designer pendant lighting, and an expansive island that naturally becomes the gathering place for friends and family. The kitchen flows seamlessly into a spacious great room, where a dramatic vaulted ceiling enhances the sense of openness and natural light. Step outside to the generous patio and enjoy the perfect setting for morning coffee, evening conversations, or entertaining under the stars. A private office enclosed by charming double barn doors provides a flexible space for work, hobbies, or a quiet retreat. The thoughtfully designed split-bedroom layout offers added privacy, with the primary suite serving as a peaceful sanctuary complete with a spa-inspired bath and relaxing atmosphere. Combining elegant design, low-maintenance living, and access to a vibrant active-adult lifestyle, this exceptional home is ready to help you make the most of every day. **Prices subject to change.

Getting Around

0
WalkingCar-Dependent
13
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

9/10
9/10
Pleasant Grove High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Other

  • Builder name: K. Hovnanian Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Range Hood,Dishwasher,Disposal,Microwave,ENERGY STAR Qualified Appliances,Free-Standing Electric Range
  • Laundry features: Laundry Room,Electric Dryer Hookup,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,771 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Island w/Sink

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Walk-In Closet(s),Quartz

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 06727500130000
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 5,732 sqft
  • Features: Sprinklers In Front,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Interior Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,824$33,888
Home Insurance *$125$1,500
Property Taxes $353$4,236
Electricity $398$4,786
Total$3,700$44,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,857/yr
40% on housing$111,000/yr
45% on housing$98,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 95742$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95742$281
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$560,590
2026-08-11Price change$560,590
2026-07-16Price change$558,590
2026-07-08Price change$556,590
2026-06-30Price change$554,590
2026-06-25Price change$552,590
2026-06-10Listed for sale$532,590

For Sale by Agent

AgentMichelle Nguyen
BrokerageK. Hovnanian California Operations

Similar Homes