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5147 Colchester Ct #71, Catawba, NC, 28609

4beds
4baths
2,628sqft
$447,900
$170price/sqft
$2,908/moest. monthly cost
$116,320/yrincome needed

About This Home

Welcome to the highly sought-after Cardiff Glyn subdivision, where comfort, style, and privacy come together on a beautifully large homesite. This 2628sqt floor plan by Adams Homes offers an exceptional blend of space and functionality with 4 bedrooms, 3.5 bathrooms, 2 flex space rooms, dining room, and a 2-car garage. A welcoming foyer leads to a formal dining room and flows seamlessly into the open-concept kitchen and family room—perfect for entertaining and everyday living. The chef-inspired kitchen features a large island with breakfast bar, granite countertops, stainless steel appliances, ample cabinetry, and a spacious walk-in pantry. The Family room has a cozy electric fireplace for those cold winter nights. The primary suite is conveniently located on the main level, offering a private retreat complete with a tiled shower, double vanity, walk-in closet, and separate linen closet. Upstairs, you’ll find three additional bedrooms, two full bathrooms, two versatile bonus rooms, and a dedicated laundry room. This home is loaded with upgrades, including laminate wood flooring throughout the first floor, Luxury Vinyl flooring in all baths and laundry, and striking wood railing along the staircase. Enjoy outdoor living with a rear deck overlooking your large cleared backyard. A perfect combination of elegance, space, and modern finishes—this home truly has it all. Almost an acre home site gives space around the home which has become increasingly difficult to find in new construction. The back yard is a blank canvas for gardens, outdoor living, fire pit, play area for kids, and simply not looking directly into another house. Close to lake Norman boating access and great schools. Choose How You Save! With the use of a preferred lender, you receive our available incentive to reduce your rate, lower your closing expenses, or create a combination that works for you. Reach out to agent for terms and conditions photos are representative and may not reflect exact colors or features as the home being built

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Catawba Elementary SchoolGrades PK-62.5 mi
4/10
Mill Creek MiddleGrades 7-80.7 mi
8/10
Bandys HighGrades PK,9-121.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Stone Veneer,Vinyl

Other

  • Builder name: adams homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Coffered Ceiling(s)
  • Level: Main

Features

  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 2,628

Flex Space

  • Level: Upper

Flex Space

  • Level: Upper

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,628
  • Total interior livable area: 2,628 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Features: Vaulted Ceiling(s)
  • Level: Main

Property

Details

  • Parcel number: 378003018867
  • Zoning: R-40
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.98 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Drought
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,264$27,168
Home Insurance *$180$2,160
Property Taxes $220$2,640
Electricity $244$2,937
Total$2,908$34,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,702/yr
40% on housing$87,240/yr
45% on housing$77,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 28609$214
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28609$179
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$447,900

New Construction

AgentBrandon Kirk
BrokerageAdams Homes Realty-NC, Inc.

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