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305 E Richard Street, Ahoskie, NC, 27910

4beds
2baths
1,647sqft
$225,000
$137price/sqft
$1,671/moest. monthly cost
$66,840/yrincome needed

About This Home

Excellent investment opportunity! This duplex features two 2-bedroom, 1-bath apartments, making it an attractive option for investors seeking rental income or owner-occupants looking to offset their mortgage with rental revenue. The property offers a functional layout and strong income-producing potential with two separate units. Conveniently located near local schools, shopping, dining, and other amenities, this property provides easy access to everything the area has to offer. Whether you're looking to add to your investment portfolio, begin your real estate investment journey, or take advantage of a multi-family ownership opportunity, 305 Richard Street is worth a look. Don't miss the chance to own this versatile income-producing property.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
5/10
2/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Wood Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Range

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • None
  • Flooring: Carpet,Vinyl
  • Attic: Access Only

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,647
  • Total interior livable area: 1,647 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 5993306444
  • Zoning: r-10
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks

Lot

  • Lot size: 0.46 Acres
  • Features: Corner Lot
  • Lot size dimensions: 154*127*150*127

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave

FEMA Declared Disasters in Hertford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$173$2,076
Property Taxes $161$1,932
Electricity $200$2,405
Total$1,671$20,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,291/yr
40% on housing$50,130/yr
45% on housing$44,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 27910$70
Hertford County$71

vs Homes Sold Last Month

Median $/sqft

ZIP 27910
Hertford County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$225,000

For Sale by Agent

AgentClyde Everett
BrokerageeXp Realty

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