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130 S Overlook Dr, Fredericksburg, TX, 78624

4beds
4baths
4,547sqft
$2,190,000
$482price/sqft
$14,120/moest. monthly cost
$564,800/yrincome needed

About This Home

Experience the perfect balance of modern farmhouse living and Hill Country tranquility in this exceptional home, where thoughtful design and quality craftsmanship are evident throughout. Upon entering the property, an expansive limestone pathway leads to the entrance. The inviting courtyard, adorned with a vine-covered pergola and twinkling lights, provides a delightful spot to relax and enjoy the surrounding beauty. The two-story home has been thoughtfully designed to blend functionality and luxury seamlessly. The first level features elegant hallways that guide you through the various living spaces. Heated flooring throughout the entire first level, recessed lighting, and evening mood settings create a warm and inviting atmosphere. The chef-ready kitchen is an excellent space for culinary enthusiasts, offering multiple workstations, three sinks, high-end appliances, a butler's pantry, and quartz and woodblock countertops. Designed with entertaining in mind, the kitchen provides separate stations for meal preparation, abundant storage, and an impressive 11-foot island.The open floor plan flows effortlessly into the dining area and living room, where large rustic beams span the ceiling. A brick accent wall and wood-burning fireplace anchor the light-filled gathering space. Large solid steel entry doors along the exterior walls provide convenient access to the surrounding grounds. Throughout the home, abundant natural light enhances every room, while the late afternoon sun creates a warm glow across the floors, transforming the main living area into a peaceful retreat. The east wing of the home leads to the primary suite and dedicated office space. Elliptical arched ceilings with evening mood lighting create a tranquil setting within the primary retreat. The en suite bath features dual vanities, a freestanding porcelain tub, and a walk-in shower with a heated stone bench. The dressing room is thoughtfully appointed with built-in shelving, a center storage console, and a tri-fold mirror. Nearby, the spacious office provides a private and inspiring workspace. Upstairs, wood flooring complements three spacious bedrooms, two full bathrooms, and a comfortable family room. Large windows continue to fill the second level with natural light.The detached oversized garage offers room for two vehicles, a golf cart or ATV, and additional storage. A 36' x 30' barn is currently configured for horses but offers flexibility for storage, hobbies, equipment, or other future uses.Restful country living can be experienced at this tranquil and private Hill Country property, offering the rare combination of peaceful acreage living with convenient access to Fredericksburg's celebrated wineries, shopping, restaurants, and historic attractions.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Metal
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Laundry features: Washer-Dryer Connection

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Walk-In Closet(s),Other
  • Window features: Double Pane Windows,Window Treatments
  • Fireplace: Yes

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 4,547
  • Total interior livable area: 4,547 sqft

Property

Details

  • Zoning: R-1

Features

  • Levels: Two
  • Waterfront features: None

Lot

  • Lot size: 4.09 Acres
  • Features: Outside City(w/Acrg)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind
Cold Wave
Drought
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,073$132,876
Home Insurance *$1,034$12,408
Property Taxes $1,514$18,168
Electricity $499$5,991
Total$14,120$169,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$484,114/yr
40% on housing$423,600/yr
45% on housing$376,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$482This listing

vs Other Active Listings

Avg $/sqft

ZIP 78624$362
Gillespie County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 78624$280
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$2,190,000

For Sale by Agent

AgentBrian Stamness
BrokeragePhyllis Browning Company (Boerne)

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