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1422 Thomas Ln, Waterville, OH, 43566

4beds
3baths
2,180sqft
$479,900
$220price/sqft
$3,491/moest. monthly cost
$139,640/yrincome needed

About This Home

Brand new construction by Doug Howard Builders! The popular "Dove" floor plan offers over 2,100 sq. ft. of thoughtfully designed living space with an open-concept layout perfect for everyday living and entertaining. Spacious eat-in kitchen features granite countertops, soft-close cabinetry, stainless steel Frigidaire appliances, and abundant workspace. Flexible front room can serve as a formal dining area, home office, playroom, or second living space. Generous primary suite, full basement ready for future finishing, and Energy Star certification for long-term efficiency and savings. Why buy used when you can enjoy the peace of mind that comes with brand-new construction? Taxes not yet assessed. Hurry- still time to pick decor!!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
7/10
Anthony Wayne High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Disposal,Gas Range Connection
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Pantry,Primary Bathroom
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Great Room

  • Features: Ceiling Fan(s)
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,180
  • Total interior livable area: 2,180 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Other

  • Features: Ceiling Fan(s)
  • Level: Upper

Property

Details

  • Parcel number: 9656270

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 72x135

Parking

  • Total spaces: 4
  • Parking features: Concrete,Attached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$169$2,028
Property Taxes $663$7,956
Electricity $233$2,805
Total$3,491$41,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,691/yr
40% on housing$104,730/yr
45% on housing$93,093/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 43566$181
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43566$188
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$479,900

New Construction

AgentJulie A. Fisher
BrokerageSerenity Realty LLC

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