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2 Grand Columbia Columbia Mdws, Ofallon, MO, 63366

2beds
2baths
1,826sqft
$456,500
$250price/sqft
$3,140/moest. monthly cost
$125,600/yrincome needed

About This Home

Summer Savings event going on now through 7/31. Qualified buyers may receive $10,000 toward design options (when spending $60,000+ on upgrades; excludes flooring, lighting, and lot premiums). The Grand Columbia is TO BE BUILD home with over 1,800 square feet of thoughtfully designed living space offering a perfect balance of comfort and style, all on one level. Its flexible floor plan provides room to live, entertain, and relax with ease. Columbia Meadows offers thoughtfully designed detached ranch-style homes range from approximately 1,583 to 2,593 square feet and offer flexible floor plans, optional finished lower levels, and 2–3 car garage configurations (per plan). Elevated craftsmanship and attention to detail are reflected throughout with curated interior selections and well-designed living spaces.Enjoy the privacy of a fully detached residence within a professionally maintained community that provides lawn and landscape maintenance. Select homesites may also include a free 8-ft walkout basement.Conveniently located near I-70 with easy access to shopping, dining, and daily amenities. Builder incentives subject to change. Contact sales manager for details.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
10/10

Construction

Condition

  • Property condition: New Construction,To Be Built
  • New construction: Yes

Materials

  • Construction materials: Brick Veneer,Stone Veneer,Vinyl Siding

Other

  • Builder name: Kemp Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Microwave,Gas Oven,Gas Range,Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Custom Cabinetry,Dining/Living Room Combo,Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Kitchen/Dining Room Combo,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Hardwood
  • Finished area above ground: 1,826

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,826 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,308$27,696
Home Insurance *$288$3,456
Property Taxes $403$4,836
Electricity $141$1,693
Total$3,140$37,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,657/yr
40% on housing$94,200/yr
45% on housing$83,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$187
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$456,500

New Construction

AgentAmanda A Alejandro
BrokerageRealty Shop

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