815 Bay St, Kissimmee, FL, 34744
About This Home
Welcome to this charming Kissimmee home with a separate in-law suite, perfect for first-time buyers or savvy investors! The main home features a spacious kitchen, separate dining area, 2 bedrooms, 1 bathroom, and a comfortable family room, plus a screened porch to enjoy the Florida lifestyle. The additional living space in the back comes with its own private driveway, 2 bedrooms, 1 bathroom, and a full kitchen—ideal for rental income, extended family, or guests. Both areas are separated by a fence, providing privacy for each. The back unit also has its own meters and its own house number, adding extra convenience and flexibility. Step outside to the expansive 0.34-acre backyard, featuring a large patio area perfect for outdoor living and entertaining, where you can create your dream outdoor oasis, add a pool, park your boat or RV, start a garden, or enjoy privacy with no rear neighbors. With a little love and creativity, this home can truly be transformed into your personal paradise! Ideally located just a short walk to transportation and Downtown Kissimmee, where you can enjoy charming shops, local restaurants, waterfront parks, and vibrant entertainment. Close to hospitals, medical offices, shopping plazas, supermarkets, and the Amtrak station, making commuting and daily errands easy and convenient. A rare opportunity offering space, flexibility, privacy, and income potential all in one property—don’t miss it! Schedule your private tour today and imagine the possibilities!
Getting Around
Somewhat Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1951
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Other,Outside,Washer Hookup
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 96
- Dimensions: 8x12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Thermostat
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,578
- Total interior livable area: 1,458 sqft
Kitchen
- Level: First
- Area: 108
- Dimensions: 9x12
Living Room
- Level: First
- Area: 209
- Dimensions: 11x19
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Area: 143
- Dimensions: 13x11
Property
Details
- Parcel number: 2225291050000H0015
- Zoning: KRA2
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Storage
Lot
- Lot size: 0.34 Acres
- Lot size dimensions: 75 x 200
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $421 | $5,052 |
| Electricity | $197 | $2,366 |
| Total | $2,254 | $27,048 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $289,900 |
| 2026-03-06 | Listed for sale | $299,000 |
| 2016-03-14 | Sold | $125,000 |
| 2015-12-03 | Price change | $129,900 |
| 2015-09-08 | Listed for sale | $139,900 |
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