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20174 State Route 43, Seneca, MO, 64865

6beds
4baths
2,720sqft
$555,000
$204price/sqft
$3,987/moest. monthly cost
$159,480/yrincome needed

About This Home

Experience the perfect blend of country living and modern convenience on this 1.73-acre property just minutes from Seneca, Missouri. Surrounded by open pastureland and located well outside the city limits, this property offers the peaceful rural setting you've been looking for without the maintenance of a large acreage.Built in 2018, this spacious 6-bedroom, 3.5-bathroom home features an open-concept design with a large living area, kitchen, and dining space that creates an inviting atmosphere for family gatherings and entertaining. Granite countertops throughout the home, a custom wood-burning fireplace, oversized pantry, and large mudroom with built-in lockers add both style and functionality. The primary suite offers a private retreat complete with a spacious bathroom and walk-in closet.A 0.1-mile asphalt driveway leads to the home, while the attached 2-car garage provides everyday convenience. The property also includes a versatile detached shop featuring garage access, private living quarters, a kitchen, bathroom, washer, and dryer hookups, and six covered parking bays ideal for vehicles, equipment, RV storage, or recreational toys.Enjoy beautiful views, abundant wildlife, and frequent sightings of deer, turkey, and other native game in the neighboring fields. With highway frontage and an excellent location just 5 minutes from Seneca, 20 minutes from Grand Lake and Joplin, and 40 minutes from Northwest Arkansas, this property offers the tranquility of country living with quick access to work, recreation, and amenities.Whether you're looking for a family homestead, multigenerational living arrangement, or a property with room for hobbies and equipment, this exceptional offering checks all the boxes.Seller willing to modify boundareis to sell with more or less acreage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
3/10
3/10
Seneca High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Refrigerator
  • Laundry features: Main Level,W/D Hookup

Bathroom

  • Area: 1476
  • Dimensions: 41 x 36

Bathroom

  • Area: 5952
  • Dimensions: 96 x 62

Bathroom

  • Area: 56616
  • Dimensions: 56 x 1,011

Bedroom1

  • Area: 129408
  • Dimensions: 1,011 x 128

Bedroom2

  • Area: 14154
  • Dimensions: 1,011 x 14

Bedroom3

  • Area: 17176
  • Dimensions: 152 x 113

Bedroom4

  • Area: 10464
  • Dimensions: 109 x 96

Bedroom5

  • Area: 194028
  • Dimensions: 1,311 x 148

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Area: 26640
  • Dimensions: 185 x 144

Features

  • Walk-in Shower,Granite Counters,High Ceilings
  • Flooring: Carpet,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,720

Heating & Cooling

  • Heating features: Heat Pump,Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 2,720
  • Total interior livable area: 2,720 sqft

Kitchen

  • Area: 204372
  • Dimensions: 811 x 252

Living Room

  • Area: 60602
  • Dimensions: 193 x 314

Master Bathroom

  • Area: 134421
  • Dimensions: 1,211 x 111

Master Bedroom

  • Area: 20449
  • Dimensions: 169 x 121

Property

Details

  • Parcel number: 199.029000000001.001

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Fencing: Barbed Wire
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 1.73 Acres
  • Features: Level

Parking

  • Total spaces: 11
  • Parking features: Driveway,Paved,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 9
  • Covered spaces: 11
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$688$8,256
Property Taxes $286$3,432
Electricity $207$2,492
Total$3,987$47,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,697/yr
40% on housing$119,610/yr
45% on housing$106,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 64865$126
Newton County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 64865$126
Newton County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$555,000

For Sale by Agent

AgentJacob Barnes
BrokerageKeller Williams Realty Elevate

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