See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1118 E 45th St Floor 1, Kansas City, MO, 64110

6beds
2baths
2,752sqft
$315,000
$114price/sqft
$2,417/moest. monthly cost
$96,680/yrincome needed

About This Home

Nestled in the vibrant heart of Kansas City, 1118 E 45th St is a distinguished residence that combines classic charm with modern amenities. This well-maintained property offers an exceptional opportunity for homebuyers seeking a blend of comfort and convenience. Upon entering, one is greeted by a spacious and inviting living area that serves as the perfect backdrop for both relaxation and entertaining. The ample natural light that floods the space accentuates the tasteful design and neutral palette, making it easy to envision personal touches that can turn this house into a cherished home. The kitchen, a focal point of the residence, boasts modern appliances and generous counter space, ideal for culinary endeavors or casual gatherings. Adjacent to the kitchen, the dining area is perfectly positioned for family meals and festive occasions, further enhancing the home’s warm and welcoming atmosphere. This property features multiple bedrooms, each designed with comfort in mind. The master suite is a serene retreat, complete with an ensuite bathroom that offers both privacy and convenience. Additional bedrooms provide flexibility for family, guests, or the possibility of a dedicated home office. The exterior of the home is equally impressive. A well-manicured yard surrounds the property, offering both curb appeal and a space for outdoor activities. Whether hosting summer barbecues or enjoying quiet evenings under the stars, the outdoor environment enhances the overall livability of the home. Situated in a desirable neighborhood, 1118 E 45th St is conveniently located near local amenities, including parks, schools, and shopping. The accessibility to major roadways further simplifies commutes to downtown Kansas City and surrounding areas.

Getting Around

73
WalkingVery Walkable
48
TransitSome Transit
69
BikeBikeable

Schools

4/10
2/10
Central Middle SchoolGrades 7-82.3 mi
1/10
Central High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Composition
  • Construction materials: Stone & Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Basement

  • Has basement: Yes
  • Basement: Stone/Rock

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 906
  • Finished area above ground: 1,846

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,752
  • Total interior livable area: 2,752 sqft

Property

Details

  • Parcel number: 30620091500000000

Lot

  • Lot size: 3,614 sqft

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$319$3,828
Property Taxes $296$3,552
Electricity $210$2,521
Total$2,417$29,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,868/yr
40% on housing$72,510/yr
45% on housing$64,453/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 64110$138
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64110$175
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$315,000
2026-07-02Price change$330,000
2026-06-11Listed for sale$350,000

For Sale by Agent

AgentTri Nguyen
BrokerageNguyen Group Realty

Similar Homes