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15073 SW Albany Ter #H185, Portland, OR, 97224

4beds
3baths
2,363sqft
$698,400
$296price/sqft
$4,376/moest. monthly cost
$175,040/yrincome needed

About This Home

This move in ready, new construction two-story home is located at South River Terrace, a community near schools, shopping, dining, and freeway access, with its own park and sports courts. The Judith plan includes a main-level bedroom near the entry plus an expansive great room with fireplace, dining area, and kitchen that flow to a patio. Upstairs, three additional bedrooms, a bonus room, and the private primary suite with a soaking tub and walk-in closet complete the layout. Interior details include quartz countertops, shaker-style cabinets, LVP flooring, two-tone paint, and a separate tub and shower in the primary bath. This home also includes central air conditioning, a refrigerator, washer and dryer, and blinds—all at no extra cost! Located on Homesite 185 Judith. Estimated completion is September. Rendering is artist conception only. Photos are of a similar home, features and finishes will vary.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Schools

10/10
5/10
Twality Middle SchoolGrades 6-83.7 mi
4/10
Tualatin High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Range,Free-Standing Refrigerator,Gas Appliances,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s),Washer/Dryer,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Closet
  • Level: Upper
  • Area: 99

Bedroom3

  • Features: Closet
  • Level: Upper
  • Area: 130

Bedroom4

  • Level: Main
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 117

Features

  • Quartz,Closet,Pantry,Bathtub,Double Vanity,Shower,Walk-In Closet(s),Kitchen Island
  • Window features: Double Pane Windows,Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air 95 Plus
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,363
  • Total interior livable area: 2,363 sqft

Kitchen

  • Features: Dishwasher, Microwave, Pantry,Free Standing Range, Free Standing Refrigerator, Quartz
  • Level: Main
  • Area: 165

Master Bedroom

  • Features: Bathtub, Double Sinks, Ensuite, Shower, Walkin Closet
  • Level: Upper
  • Area: 225

Property

Accessibility

  • Accessibility features: Main Floor Bedroom Bath,Accessibility

Details

  • Parcel number: New Construction

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Territorial

Lot

  • Features: Sprinkler,SqFt 5000 to 6999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave

FEMA Declared Disasters in Washington County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,531$42,372
Home Insurance *$131$1,572
Property Taxes $500$6,000
Electricity $214$2,573
Total$4,376$52,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,034/yr
40% on housing$131,280/yr
45% on housing$116,693/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 97224$237
Washington County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 97224$289
Washington County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$698,400

New Construction

AgentJohn Van Hogen
BrokerageLennar Sales Corp

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