120 S Kemp St #86, Lyon Station, PA, 19536
About This Home
Charming 2-story home with endless possibilities. Step into warmth, character and space in this inviting home, where timeless craftsmanship meets modern updates. Boasting generously sized rooms with an abundance of natural light steaming through large windows, this home feels bright, open and welcoming. You'll love the beautiful woodwork throughout complemented by select wood floors that add elegance and durability. Charming deep windowsills offer the perfect spot for plants, decor or simply soaking in the sun. Most rooms have been freshly painted, creating a clean canvas, while the newly updated bathroom adds comfort and style where it matters most. Step outside to an oversized shaded yard surrounded by mature trees. A standout feature of this property is the additional building in the back, previously used as a salon with an upstairs gift shop. Whether you are dreaming of launching a small business, creative studio or hobby space, this flexible bonus structure offers incredible opportunity right on your own property. There may be in-law possibilities (verify with the borough for specific uses).This is more than just a home - it's a place where comfort, character and opportunity come together. Don't miss the chance to make it yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Asphalt,Fiberglass,Metal,Rolled/Hot Mop
- Construction materials: Brick,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Cooktop
Basement
- Has basement: Yes
- Basement: Dirt Floor
Bedroom
- Level: Second
- Dimensions: 21.00 x 13.00
Bedroom
- Level: Second
- Dimensions: 21.00 x 11.00
Bedroom
- Level: Second
- Dimensions: 15.00 x 11.00
Bedroom
- Level: Second
- Dimensions: 17.00 x 8.00
Bedroom
- Level: Second
- Dimensions: 15.00 x 14.00
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Den
- Level: First
- Dimensions: 21.00 x 11.00
Dining Room
- Level: First
- Dimensions: 15.00 x 13.00
Family Room
- Level: First
- Dimensions: 17.00 x 15.00
Features
- Dining Area,Separate/Formal Dining Room
- Finished area below ground: 1,500
- Finished area above ground: 3,144
Half Bath
- Level: First
- Dimensions: 10.00 x 8.00
Heating & Cooling
- Heating features: Electric,Gas,Radiator(s)
- Cooling features: None
Interior Area
- Total interior livable area: 4,644 sqft
Kitchen
- Level: First
- Dimensions: 10.00 x 9.00
Laundry
- Level: First
- Dimensions: 10.00 x 9.00
Living Room
- Level: First
- Dimensions: 21.00 x 13.00
Other
- Level: Second
- Dimensions: 15.00 x 5.00
Property
Details
- Parcel number: 60545214430738
- Zoning: Residential
- Special condition: None
Features
- Stories: 2
Lot
- Lot size: 0.39 Acres
Parking
- Parking features: Driveway,Off Street,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Drought
- Inland Flooding
- Lightning
- Strong Wind
- Cold Wave
- Hail
- Hurricane
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $479 | $5,748 |
| Electricity | $509 | $6,114 |
| Total | $2,927 | $35,124 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $349,900 |
| 2026-07-22 | Price change | $359,900 |
| 2026-06-16 | Price change | $399,900 |
| 2026-06-11 | Listed for sale | $429,000 |
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