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1478 SE 150TH Street, Starke, FL, 32091

4beds
5baths
2,778sqft
$750,000
$270price/sqft
$4,946/moest. monthly cost
$197,840/yrincome needed

About This Home

Nestled in Starke, this stunning NEW CONSTRUCTION home offers an exceptional blend of thoughtful design, quality craftsmanship, and the kind of wide-open space that is increasingly rare to find -- all with no HOA! From the moment you step inside, the open floorplan impresses with natural light, elevated finishes, and a layout that seamlessly balances refined living with everyday practicality. The kitchen is built for those who love to cook and entertain, featuring generous storage and a butler's pantry. A dedicated mudroom and laundry room with built-in cabinetry ensure the home is as functional as it is beautiful. Each of the 4 bedrooms is accompanied by its own private ensuite bathroom, offering comfort and privacy for family and guests alike. The primary suite is in a class of its own -- dual vanities, a freestanding soaking tub, and a walk-in shower create a spa-like atmosphere designed for true relaxation. A dedicated home office rounds out the interior, providing the perfect work-from-home environment. Step outside to a front porch and covered back lanai that perfectly frame 10 acres of land -- ideal to add a pool, a shed, animals or simply the privacy and freedom to enjoy Floirda country living. Please note: Photos shown are renderings. Home is currently under construction. Final finishes, specifications, and features may vary. Estimated completion date: October 2026

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
3/10
Bradford Middle SchoolGrades 7-83.1 mi
4/10
Bradford High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,778 sqft

Property

Details

  • Parcel number: 04563000200

Features

  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 10.02 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Bradford County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$538$6,456
Property Taxes $337$4,044
Electricity $279$3,354
Total$4,946$59,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,577/yr
40% on housing$148,380/yr
45% on housing$131,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.5%
10.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 32091$176
Bradford County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 32091
Bradford County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$750,000

New Construction

AgentADRIAN CARKHUFF
BrokerageRIVER CITY RENTALS AND REALTY

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