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2884 Discovery Dr NW #104, Cleveland, TN, 37312

3beds
2baths
1,778sqft
$415,000
$233price/sqft
$2,624/moest. monthly cost
$104,960/yrincome needed

About This Home

NEW CONSTRUCTION in Cleveland, Tennessee - Introducing a BRAND NEW Home Plan by Pratt Home Builders: The Pearl. With 3 spacious bedrooms & 2 full bathrooms, the Pearl is perfect for those who want to downsize or have a single-level abode. Walking through the front door into the foyer, you'll find a guest bedroom at the front of the home and then the laundry room (with a sink!). Past the Laundry Room, you'll find your open-concept kitchen to the one side and the additional guest bedroom and bathroom on the opposite side. The kitchen opens gracefully into the Great Room & Dining area. The Main Bedroom is tucked past the fireplace wall for privacy without being too far from the living area. With his and her sinks and a large walk-in closet to match, the Pearl offers a lot of beautiful layout features. Situated in beautiful Cleveland, TN just a few minutes from I-75 and a stone's throw away from shopping, dining, and local outdoor activities, The Trails at Freewill is perfect for those who are looking for a beautiful community and the quiet surroundings it offers. Soon, Trails at Freewill will also have a community pool, cabana, playground and playfields for neighbors to enjoy.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Cleveland Middle SchoolGrades 6-80.7 mi
7/10
Cleveland High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick Veneer,HardiPlank Type

Other

  • Builder name: Pratt Home Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Range,Gas Water Heater,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s),En Suite,Split Bedrooms
  • Window features: Double Pane Windows,Insulated Windows,Low-Emissivity Windows,Screens,Vinyl Frames
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Finished area above ground: 1,778

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,778
  • Total interior livable area: 1,778 sqft

Property

Details

  • Parcel number: Unknown
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: Cabana,Community,In Ground
  • Patio & porch: Rear Porch,Porch - Covered
  • Exterior features: None

Lot

  • Lot size: 5,702 sqft
  • Features: Level
  • Lot size dimensions: 124 x 46

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance $199$2,388
Property Taxes $152$1,824
Electricity $175$2,103
Total$2,624$31,488

Income You'd Need if You Spent...

35% on housing$89,965/yr
40% on housing$78,720/yr
45% on housing$69,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 37312$171
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37312$192
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$415,000

New Construction

AgentBill Panebianco
BrokeragePratt Homes, LLC

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