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5687 Clear Creek Rd, Hannibal, MO, 63401

3beds
3baths
2,927sqft
$409,000
$140price/sqft
$3,047/moest. monthly cost
$121,880/yrincome needed

About This Home

Built in 2018, this stunning ranch-style home offers the perfect blend of modern design, quality finishes, and functional living space. Featuring 3 bedrooms, 3 full bathrooms, and nearly 2,927 finished square feet (1,562 on the main level and 1,365 in the finished walkout lower level), this home has room for everyone to spread out and enjoy. Situated Clear Creek Subdivision, conveniently located just outside of town. Step inside to an inviting open-concept floor plan highlighted by vaulted ceilings, rich flooring, exposed wood beam accents, and an abundance of natural light. The spacious kitchen is designed for both everyday living and entertaining, offering ample cabinetry, generous counter space, a large breakfast bar, and seamless flow into the dining and living areas. The main-level primary suite provides a private retreat with an ensuite bath and walk-in closet. The finished lower level is an entertainer's dream, featuring a custom wet bar, expansive family room, recreation space, and a versatile bonus room perfect for a playroom, home office, fitness area, or hobby room. Outside, enjoy peaceful mornings and relaxing evenings on the elevated deck overlooking the fully fenced backyard. The attractive stone-accent exterior, covered front porch, and desirable neighborhood setting add to this home's exceptional curb appeal. Modern, spacious, and move-in ready—this beautifully maintained Clear Creek home is one you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
4/10
Hannibal Middle SchoolGrades 6-82.0 mi
5/10
Hannibal Sr. High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Construction materials: Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)
  • Laundry features: Main Level

Basement

  • Features: Floor Covering: Ceramic Tile
  • Level: Basement
  • Area: 828
  • Dimensions: 36x23

Basement

  • Features: Floor Covering: Carpeting
  • Level: Basement
  • Area: 40
  • Dimensions: 5x8

Basement

  • Features: Floor Covering: Carpeting
  • Level: Basement
  • Area: 120
  • Dimensions: 10x12

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 24
  • Dimensions: 6x4

Bathroom3

  • Features: Floor Covering: Ceramic Tile
  • Level: Basement
  • Area: 32
  • Dimensions: 8x4

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Dining/Living Room Combo,Open Floorplan,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: Basement,Electric
  • Fireplace: Yes
  • Finished area below ground: 1,365
  • Finished area above ground: 1,562

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,927
  • Total interior livable area: 2,927 sqft

Laundry

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 30
  • Dimensions: 5x6

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 528
  • Dimensions: 24x22

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Basement
  • Area: 320
  • Dimensions: 32x10

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 66
  • Dimensions: 11x6

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 260
  • Dimensions: 20x13

Property

Details

  • Parcel number: 011.06.14.1.01.019.305
  • Special condition: Standard

Features

  • Levels: One
  • Exterior features: Private Yard
  • Fencing: Back Yard

Lot

  • Lot size: 0.33 Acres
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$501$6,012
Property Taxes $255$3,060
Electricity $223$2,682
Total$3,047$36,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,468/yr
40% on housing$91,410/yr
45% on housing$81,253/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 63401$121
Marion County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 63401$107
Marion County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$409,000
2026-07-10Price change$424,000
2026-06-26Price change$429,900
2026-06-12Listed for sale$439,900

For Sale by Agent

AgentRickelle Pimentel
BrokerageChristal Property Group, LLC

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