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2640 Birdseye Creek Rd, Gold Hill, OR, 97525

2beds
2baths
2,109sqft
$595,000
$282price/sqft
$3,684/moest. monthly cost
$147,360/yrincome needed

About This Home

A rare opportunity on beautiful Birdseye Creek Road. This cherished family property has been lovingly maintained for generations and is ready for its next chapter. Situated on 7.44 fully fenced acres, the property offers a wonderful blend of privacy, usability, and versatility. A security gate at the entrance provides added peace of mind and a welcoming sense of arrival. Highlights include: Approximately 1.7 irrigated acres Fully fenced property with gated entry. Large ventilated shop ideal for hobbies, equipment, or storage. Existing second homesite with septic and separate power meter already in place. Plenty of room for animals, gardening, or recreation Whether you're looking for space for extended family, a hobby farm, or simply a peaceful country setting, this property offers exceptional possibilities. Generations of care are evident throughout this unique property, offering both comfort today and opportunity for the future.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Tankless Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Kitchen Island,Open Floorplan,Shower/Tub Combo,Soaking Tub,Tile Shower,Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Fireplace features: Family Room,Living Room,Propane
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Fireplace(s),Ductless,Electric,Forced Air,Propane
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,109
  • Total interior livable area: 2,109 sqft

Property

Details

  • Parcel number: 10292951
  • Zoning description: WR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: RV Dump,RV Hookup
  • Spa features: Indoor Spa/Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Panoramic,Territorial
  • Horses can be raised: Yes

Lot

  • Lot size: 7.44 Acres
  • Features: Garden,Native Plants,Pasture,Sloped,Wooded

Parking

  • Parking features: Asphalt,RV Access/Parking,Storage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Heat Wave
Winter Weather
Earthquake
Landslide

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$124$1,488
Property Taxes $361$4,332
Electricity $191$2,296
Total$3,684$44,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,308/yr
40% on housing$110,520/yr
45% on housing$98,240/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 97525$257
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97525$258
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$595,000

For Sale by Agent

AgentJames J Frings
BrokerageRE/MAX Platinum

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