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264 N Railroad St, Laramie, WY, 82072

1beds
1baths
720sqft
$139,900
$194price/sqft
$996/moest. monthly cost
$39,840/yrincome needed

About This Home

Opportunity knocks at 264 N. Railroad. Whether you're looking for an investment property, rental opportunity, or a project with room to build equity, this property offers plenty of potential in a convenient central Laramie location. Situated on a lot with alley access, the property includes multiple storage sheds, and space for parking and storage that can be hard to find at this price point. Inside, you'll find a functional layout with high ceilings in portions of the home and the opportunity to update, improve, and make the property your own. Located just minutes from the University of Wyoming, downtown Laramie, shopping, and restaurants, this property offers an affordable entry point for investors, builders, or buyers willing to put in some work.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
92
BikeBiker's Paradise

Schools

6/10
7/10
Laramie Middle SchoolGrades 6-81.8 mi
7/10
Laramie High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Dryer,Washer,Refrigerator
  • Laundry features: In Hall

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Tub/Shower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Fireplace features: None

Heating

  • Heating features: Other

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Zoning description: Single-Family Residential
  • Exclusions: N/A

Features

  • Patio & porch: Porch
  • Exterior features: Landscaping,Storage

Lot

  • Lot size: 3,049 sqft
  • Features: Many Trees,Curbs/Sidewalks

Parking

  • Parking features: RV Access/Parking,1 Stall,Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters in Albany County and Wyoming

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance $68$816
Property Taxes $67$804
Electricity $154$1,858
Total$996$11,952

Income You'd Need if You Spent...

35% on housing$34,148/yr
40% on housing$29,880/yr
45% on housing$26,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 82072$147
Albany County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 82072$196
Albany County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-11Listed for sale$139,900

For Sale by Agent

AgentCandace Pisciotti
BrokerageOriginal Realty Group, LLC

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